St. Louis County property record for 433 Hartley Ln, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,145 sqft · built 1989 |
| Lot Size | 0.403 acres (17,576 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $416,000 (Jul 2026) |
| Tax Bill | $5,452 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4646-00110 |
| Primary APN | 010-4646-00110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,145 sqft Gross Area |
| 1st Floor Area | 1,145 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 17,576 sqft (0.403 acres) |
| Garage Area | 552 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 132 sqft |
| Storage Building | 288 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 747408 |
|---|---|
| Street Address | 433 HARTLEY LN |
| City | DULUTH |
| State | MN |
| Zip | 55803-2472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0011 BLOCK:001 SERIAL # |
| Legal Subdivision | WOODHAVEN 2ND REARR NASHVILLE |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 500 |
Source: St. Louis County records · APN 010-4646-00110
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 HARTLEY LN, DULUTH, MN 55803-2472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2026 · Amount on Record |
| Deed Sale | Jul 09, 2026 · Amount on Record |
| Deed Document Number | 20261103424 |
| Prior Transfer Date | Jul 30, 2003 |
| Prior Transfer Doc | 0000761399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 09, 2026 |
| Property Address | 433 HARTLEY LN, DULUTH, MN 55803-2472 |
| Document Number | 0001103424 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20261103424 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | BOUNDARY TITLE COMPANY, BOUNDARY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138,652.80 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 433 HARTLEY LN, DULUTH, MN 55803-2472 |
| Document Number | 0001103425, |
|---|---|
| Date | Jul 09, 2026 |
| Instrument | 20261103425 |
| Name | THE TURNKEY FOUNDATION INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,452.00 (+8.95%) Homeowner's exemption | ||
| 2025 | $5,004.00 (-6.92%) Homeowner's exemption | $414,800 (+10.29%) Land $49,400 Building $365,400 | $414,800 (+10.29%) Land $49,400 Building $365,400 |
| 2024 | $5,376.00 | $376,100 (+5.74%) Land $79,000 Building $297,100 | $376,100 (+5.74%) Land $79,000 Building $297,100 |
| 2022 | $355,700 Land $74,100 Building $281,600 | $355,700 Land $74,100 Building $281,600 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370005001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1979–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1991, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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