Lawrence County property record for 433 Harold Smith Rd, Bedford, IN 47421
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,485 sqft · built 1989 |
| Lot Size | 3.65 acres (158,994 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,462 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0500080000P26 |
| Primary APN | 0500080000P26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 1,485 sqft |
| Basement Area | 1,053 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 158,994 sqft (3.65 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Deck Area | 696 sqft |
| Lean-To | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01699581813 |
|---|---|
| Street Address | 433 HAROLD SMITH RD |
| City | BEDFORD |
| State | IN |
| Zip | 47421-7989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 26 TWP 6 R1W 3.65A SE SW |
| Legal Range | 1W |
| Legal Township | 6 |
| Legal Section | 26 |
| Jurisdiction | LAWRENCE IN |
| Township / Civil Division | MARSHALL |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950500 |
Source: Lawrence County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 433 HAROLD SMITH RD, BEDFORD, IN 47421-7989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE IN |
| Property Address | 433 HAROLD SMITH RD, BEDFORD, IN 47421-7989 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021007658 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021007658 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Lawrence County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Lawrence County |
| County Subdivision | Marshall Township |
| Unified School District | North Lawrence Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,462.00 (-6.52%) Homeowner's exemption | $225,000 (+16.1%) Land $29,400 Building $195,600 | $225,000 (+16.1%) Land $29,400 Building $195,600 |
| 2024 | $1,564.00 (+6.98%) | ||
| 2023 | $1,462.00 (+2.24%) | $193,800 (+5.96%) Land $27,100 Building $166,700 | $193,800 (+5.96%) Land $27,100 Building $166,700 |
| 2022 | $1,430.00 | $182,900 Land $26,400 Building $156,500 | $182,900 Land $26,400 Building $156,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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