433 Gibson Ave, Bethany Beach, DE 19930 Property Records

Sussex County property record for 433 Gibson Ave, Bethany Beach, DE 19930

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.129 acres (5,628 sqft)
Owner	2 Individual Names on File
Last Sale	$940,000 (Apr 2026)
Tax Bill	$1,109 (2026)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan Apr 2026 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`134-13.19-86.00`

Property Details

APN / Parcel Number

Primary APN	`134-13.19-86.00`

Exterior

Lot Area	5,628 sqft (0.129 acres)
Lot Dimensions	97 ft deep x 58 ft wide

Location & Zoning

Street Address	433 GIBSON AVE
City	BETHANY BEACH
State	DE
Zip	19930-9111
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	TN
Legal Description	BETHANY BEACH GIBSONS ADD W SD EVANS ST LOT 31
Legal Subdivision	BETHANY BEACH
Legal Lot Number	31
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1019
Census Tract	51202

Owner

433 Gibson Ave, residential vacant land, is owned by two individuals who bought it in April 2026.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	911 KINGSTON RD, BALTIMORE, MD 21212-1911
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed, Transfer · Construction Mortgage SHORE UNITED BANK
Apr 8, 2026	Deed, Construction Loan · Construction Mortgage SHORE UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on File
Deed Sale	Apr 8, 2026 · Amount on File
Prior Sale	Mar 28, 2025 · Amount on File
Deed Document Number	202612822
Deed Book / Page	6485 / 170
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Apr 8, 2026
Property Address	433 GIBSON AVE, BETHANY BEACH, DE 19930-9111
Document Number	0000012822
Book / Page	6485 / 170
Instrument Date	Mar 30, 2026
Instrument	202612822
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,797,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	911 KINGSTON RD, BALTIMORE, MD 21212-1911

Mortgage

Document Number	0000012823,
Date	Apr 8, 2026
Instrument	202612823

Lender

Name	SHORE UNITED BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Apr 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Apr 8, 2026
Property Address	433 GIBSON AVE, BETHANY BEACH, DE 19930-9111
Document Number	0064850170
Book / Page	6485 / 170
Instrument Date	Mar 30, 2026
Instrument	202612822
Transaction Type	Construction Loan
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,797,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	911 KINGSTON RD, BALTIMORE, MD 21212-1911

Mortgage

Document Number	0000012823,
Date	Apr 8, 2026
Instrument	202612823

Lender

Name	SHORE UNITED BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Apr 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 433 Gibson Ave was $1,109, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Bethany Beach Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,109.00 (-0.36%)	$4,250 (-) Land $4,250	$521,200 (-) Land $521,200
2025	$1,113.00	$4,250 Land $4,250	$521,200 Land $521,200
2023	$175.00	$4,250 Land $4,250	$8,500 Land $8,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 433 Gibson Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 580 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,054 units insured incl. 474 condo units
Nearby Flood Claims	170 (1984–2025)
Claims Outside the SFHA	6 of 170
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Severe Winter Storm And Snowstorm, Jan 2016 · 14 claims Hurricane Sandy, Oct 2012 · 71 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Gibson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BEACH WATER DEPARTMENT serves 12,000 people · EPA ID DE0000556
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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