433 Georgetown Dr, Oregon, OH 43616 Property Records

Lucas County property record for 433 Georgetown Dr, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 1993
Lot Size	0.231 acres (10,100 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Oct 2023)
Tax Bill	$4,675 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-80787`

Property Details

APN / Parcel Number

Primary APN	`44-80787`
Alternative APN	`24371004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,589 sqft Living Area
1st Floor Area	1,589 sqft
Basement Area	827 sqft

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	10,100 sqft (0.231 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 GEORGETOWN DR
City	OREGON
State	OH
Zip	43616-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	STEVENS MEADOW LOT 27
Legal Subdivision	STEVENS MEADOW
Legal Tract	99
Legal Lot Number	27
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1000
Census Tract	9901

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	433 GEORGETOWN DR, OREGON, OH 43616-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Survivorship Deed, Transfer · Conventional Mortgage GENOA BANKING CO
May 1, 2020	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Prior Sale	Jul 29, 2002
Deed Document Number	202310120033275
Record Updated	Jun 8, 2026

October 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 12, 2023
Property Address	433 GEORGETOWN DR, OREGON, OH 43616-3009
Document Number	0000033275
Map Reference	VOL 114 PG 57
Instrument Date	Sep 29, 2023
Instrument	202310120033275
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 GEORGETOWN DR, OREGON, OH 43616-3009

Mortgage

Document Number	0000033276
Date	Oct 12, 2023
Instrument	202310120033276

Lender

Name	GENOA BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	433 GEORGETOWN DR, OREGON, OH 43616-3009
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016388
Date	May 1, 2020
Instrument	202005010016388

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	433 GEORGETOWN DR, OREGON, OH 43616-3009
Document Number	0000016387
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 GEORGETOWN DR COLUMBIA MD 21044, COLUMBIA, MD 21044

Mortgage

Document Number	0000016387
Date	May 1, 2020
Instrument	16387

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,675.00 (+5.77%) Homeowner's exemption	$94,850 (-) Land $23,835 Building $71,015
2024	$4,420.00 (+42.4%) Homeowner's exemption	$94,850 (+48.01%) Land $23,835 Building $71,015	$271,000 (+48.01%) Land $68,100 Building $202,900
2023	$3,104.00 (-1.43%) Homeowner's exemption	$64,085 (-) Land $16,030 Building $48,055
2022	$3,149.00 Homeowner's exemption	$64,085 Land $16,030 Building $48,055
2021			$183,100 Land $45,800 Building $137,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: Spectrum.

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