433 Garnsey Ave, Bakersfield, CA 93309 Property Records

Kern County property record for 433 Garnsey Ave, Bakersfield, CA 93309

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,657 sqft · built 1950
Lot Size1.4 acres (61,338 sqft)
OwnerIndividual Name on File
Last Sale$515,000 (Oct 2022)
Tax Bill$6,884 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN020-210-19-00-3

Property Details

APN / Parcel Number

Primary APN020-210-19-00-3
Alternative APNs
  • 020-210-19-1
  • 0202101900
  • 02021019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,657 sqft Living Area
Gross Area3,451 sqft
1st Floor Area2,377 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area61,338 sqft
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area354 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number020210191
Street Address433 GARNSEY AVE
CityBAKERSFIELD
StateCA
Zip93309-1850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-S
Legal DescriptionSECTION 35 , TOWNSHIP 29 , RANGE 27 , QUARTER
Legal Range27
Legal Township29
Legal Section35
Legal Block3
JurisdictionKERN CA
Township / Civil DivisionBAKERSFIELD
Census Block Group3
Census Block3001
Census Tract1801

Owner

433 Garnsey Ave is owned and occupied by an individual who bought it in October 2022.

Source: Kern County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address433 GARNSEY AVE, BAKERSFIELD, CA 93309-1850
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Oct 3, 2022Intrafamily Transfer, Transfer
PLACER TITLE ER
Oct 3, 2022Grant Deed, Transfer · Conventional Mortgage
KARPE MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2022 · Amount on File
Deed SaleOct 3, 2022 · Amount on File
Prior SaleApr 13, 2015 · Amount on File
Deed Document Number2022150029
Prior Transfer DateApr 23, 2008
Prior Transfer Doc0000072680
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Recording DateApr 24, 2026
Property Address433 GARNSEY AVE, BAKERSFIELD, CA 93309-1850
Document Number0000046398
Instrument DateApr 14, 2026
Instrument202646398
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address433 GARNSEY AVE, BAKERSFIELD, CA 93309-1850

Mortgage

Document Number0000046398,
DateApr 24, 2026
Instrument202646398
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate6.22%
Max Rate-1%

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKERN CA
Recording DateOct 3, 2022
Property Address433 GARNSEY AVE, BAKERSFIELD, CA 93309-1850
Document Number0000150028
Instrument DateSep 8, 2022
Instrument222150028
Transaction TypeTransfer
Record UpdatedNov 7, 2022
Title CompanyPLACER TITLE ER

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 GARNSEY AVE, BAKERSFIELD, CA 93309-1850

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERN CA
Recording DateOct 3, 2022
Property Address433 GARNSEY AVE, BAKERSFIELD, CA 93309-1850
Document Number0000150029
Instrument DateSep 6, 2022
Instrument222150029
Transaction TypeTransfer
Record UpdatedNov 7, 2022
Title CompanyPLACER TITLE ER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 GARNSEY AVE, BAKERSFIELD, CA 93309-1850

Mortgage

Document Number0000150030
DateOct 3, 2022
Instrument222150030
Lender
NameKARPE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 433 Garnsey Ave was $6,884 with a homeowner's exemption, down 0.1% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
MunicipalityBakersfield City
Elementary School DistrictBakersfield City School District (KG - 08)
Secondary School DistrictKern High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$546,522 (+2%) Land $132,651 Building $413,871
2025$6,884.00 (-0.06%) Homeowner's exemption$535,806 Land $130,050 Building $405,756
2024$6,888.00 (+1.92%)
2023$6,758.00 (+17.47%)$515,000 Land $125,000 Building $390,000
2022$5,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 433 Garnsey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Garnsey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWS - BAKERSFIELD
private · serves 268,129 people · EPA ID CA1510003
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Applied Technology Group
Fixed Wireless
500 / 500
unWired Broadband
Fixed Wireless
400 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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