433 Garfield St, Denver, CO 80206 Property Records

Denver City property record for 433 Garfield St, Denver, CO 80206

Property Summary

Property Type	Townhouse
Details	2 bd · 3.5 ba · 2,699 sqft · built 1987
Lot Size	0.063 acres (2,736 sqft)
Owner	2 Individual Names on File
Last Sale	$1,065,000 (Jun 2022)
Tax Bill	$6,905 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2019 Sale & Mortgage
APN	`05121-04-060-000`

Property Details

APN / Parcel Number

Primary APN	`05121-04-060-000`
Alternative APNs	`0512104026026` `163749316`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,699 sqft Living Area
Gross Area	1,803 sqft
1st Floor Area	961 sqft
Basement Area	943 sqft
Finished Basement	896 sqft
Unfinished Basement	47 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Row Home
Exterior Material	Combination
Construction Type	Frame
Lot Area	2,736 sqft (0.063 acres)
Garage Type	Detached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	20 sqft
Deck Area	322 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	433 GARFIELD ST
City	DENVER
State	CO
Zip	80206-4511
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	HARMANS SUB B20 L8 BEG SE COR L8 TH W 125FT TH N 23.09FT TH E 27FT TH S 1.67FT TH E 98FT TH S 21.56FT TH POB
Legal Subdivision	HARMANS SUB
Legal Block	1
Legal Lot Number	8
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1013
Census Tract	3802

Owner

433 Garfield St, a townhouse, is owned and occupied by two individuals who bought it in June 2022.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	433 GARFIELD ST, DENVER, CO 80206-4511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Mar 27, 2019 · Amount on File
Deed Document Number	202283868
Prior Transfer Date	May 18, 2010
Prior Transfer Doc	0000057202
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jun 22, 2022
Property Address	433 GARFIELD ST, DENVER, CO 80206-4511
Document Number	0000083868
Instrument Date	Jun 21, 2022
Instrument	2022083868
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	433 GARFIELD ST, DENVER, CO 80206-4511

Mortgage

Document Number	0000083869
Date	Jun 22, 2022
Instrument	2022083869

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Mar 27, 2019
Property Address	433 GARFIELD ST, DENVER, CO 80206-4511
Document Number	0000035021
Instrument Date	Mar 26, 2019
Instrument	35021
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	433 GARFIELD ST DENVER CO 802064511, DENVER, CO 80206-4511

Mortgage

Document Number	35022
Date	Mar 27, 2019
Instrument	35022

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 433 Garfield St was $6,905, up 52.6% from the year before.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,905.00 (+52.63%)	$90,260 Land $55,220 Building $55,220	$1,280,300 Land $783,300 Building $497,000
2024	$4,524.00 (+2.21%)
2023	$4,426.00	$57,120 (+4.54%) Land $39,630 Building $17,490	$907,500 (+15.44%) Land $646,500 Building $261,000
2022		$54,640 Land $38,020 Building $16,620	$786,100 Land $547,000 Building $239,100
2021	$4,194.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 433 Garfield St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 433 Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 977 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Google Fiber, Starry.

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