Camden County property record for 433 Forest Trce, Waverly, GA 31565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,079 sqft · built 2013 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Jun 2015) |
| Tax Bill | $2,071 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0610000067 |
| Primary APN | 0610000067 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,079 sqft Heated Area |
| 1st Floor Area | 1,621 sqft |
| 2nd Floor Area | 458 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 653 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 25546 |
|---|---|
| Street Address | 433 FOREST TRCE |
| City | WAVERLY |
| State | GA |
| Zip | 31565-2251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-F |
| Legal Description | H/L 15 WAVERLY FOREST S/D |
| Legal Subdivision | WAVERLY FOREST |
| Jurisdiction | CAMDEN GA |
| Township / Civil Division | WOODBINE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 10100 |
Source: Camden County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 433 FOREST TRCE, WAVERLY, GA 31565-2251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional with PMI UNITED CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2015 · Amount on Record |
| Deed Sale | Jun 18, 2015 · Amount on Record |
| Prior Sale | Dec 30, 2013 · Amount on Record |
| Deed Document Number | 20151228 |
| Deed Book / Page | 1763 / 115 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN GA |
| Property Address | 433 FOREST TRCE, WAVERLY, GA 31565-2251 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 433 FOREST TRCE, WAVERLY, GA 31565-2251 |
| Document Number | 002113/782 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 0000002113/0000000782 |
| Instrument | 004792 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN GA |
| Property Address | 433 FOREST TRCE, WAVERLY, GA 31565-2251 |
| Document Number | 0021130782 |
| Instrument Date | Apr 2, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 433 FOREST TRCE WAVERLY GA 315652251, WAVERLY, GA 31565-2251 |
| Document Number | 0021130782 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 002113/000782 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | DOUGLASVILLE, GA 30154 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 11, 2046 |
Source: Camden County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Camden County |
| Unified School District | Camden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,071.00 (-46.05%) Homeowner's exemption | $153,902 (+7.16%) Land $24,000 Building $129,902 | $384,756 (+7.16%) Land $60,000 Building $324,756 |
| 2023 | $143,614 Land $14,000 Building $129,614 | $359,036 Land $35,000 Building $324,036 | |
| 2022 | $3,839.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 5 (2008–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 92% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
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