Cecil County property record for 433 Fingerboard Schoolhous Rd, Earleville, MD 21919
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,832 sqft · built 1994 |
| Lot Size | 0.754 acres (32,844 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,500 (Nov 1994) |
| Tax Bill | $2,935 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-062824 |
| Primary APN | 01-062824 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,832 sqft Total Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 32,844 sqft (0.754 acres) |
| Garage Type | Basement |
| Garage Area | 806 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 062824 |
|---|---|
| Street Address | 433 FINGERBOARD SCHOOLHOUS RD |
| City | EARLEVILLE |
| State | MD |
| Zip | 21919-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SAR |
| Legal Description | LOT 3 - .7545 ACRE 433 FINGERBOARD SCHOOLHS N OF EARLEVILLE |
| Legal Lot Number | 3 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 30100 |
433 Fingerboard Schoolhous Rd is owned and occupied by two individuals who acquired it in July 2016.
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 FINGERBOARD SCHOOLHOUS RD, EARLEVILLE, MD 21919-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 1994 · Amount on File |
| Deed Sale | Nov 15, 1994 · Amount on File |
| Deed Book / Page | 518 / 646 |
| Last Transfer Date | Jul 19, 2016 |
| Transfer Doc | 0039470397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 433 FINGERBOARD SCHOOLHOUS RD, EARLEVILLE, MD 21919-1420 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 413 FINGERBOARD SCHOOLHOUS RD, EARLEVILLE, MD 21919-1420 |
| Document Number | 0051990398 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 5199/398 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 474 Months |
| Due | Jan 11, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 433 Fingerboard Schoolhous Rd was $2,935 with a homeowner's exemption, up 3.1% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,935.00 (+3.09%) Homeowner's exemption | $284,700 (+5.02%) | $298,300 (-) Land $79,400 Building $218,900 |
| 2025 | $2,847.00 Homeowner's exemption | $271,100 | $298,300 Land $79,400 Building $218,900 |
| 2023 | $1,967.00 Homeowner's exemption | $257,500 Land $79,400 Building $178,100 | $257,500 Land $79,400 Building $178,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Fingerboard Schoolhous Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2003–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Fingerboard Schoolhous Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures