Lake County property record for 433 Fernshaw Ave, Eustis, FL 32726
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,726 sqft · built 1925 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (May 2021) |
| Tax Bill | $5,920 (2024) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-19-26-1100-000-00600 |
| Primary APN | 11-19-26-1100-000-00600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,726 sqft Living Area |
| 1st Floor Area | 2,186 sqft |
| Basement Area | 169 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 437 sqft |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1635233 |
|---|---|
| Street Address | 433 FERNSHAW AVE |
| City | EUSTIS |
| State | FL |
| Zip | 32726-4601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EUSTIS OCKLAWAHA SUB LOTS 6 7 PB 5 PG 23 ORB 5717 PG 769 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 11 |
| Legal Subdivision | EUSTIS |
| Legal Tract | 1100 |
| Legal Lot Number | 6-7 7 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | EUSTIS |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 30204 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 433 FERNSHAW AVE, EUSTIS, FL 32726-4601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 23, 2020 | Warranty Deed, Transfer MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC |
| Nov 19, 2020 | Warranty Deed, Transfer MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on Record |
| Deed Sale | May 26, 2021 · Amount on Record |
| Prior Sale | Nov 23, 2020 · Amount on Record |
| Deed Document Number | 2021073131 |
| Deed Book / Page | 5717 / 769 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 433 FERNSHAW AVE, EUSTIS, FL 32726-4601 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 433 FERNSHAW AVE, EUSTIS, FL 32726-4601 |
| Document Number | 0060590947 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 6059/947 |
| Instrument | 2022154211 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 26, 2021 |
| Property Address | 433 FERNSHAW AVE, EUSTIS, FL 32726-4601 |
| Document Number | 0057170769 |
| Book / Page | 5717 / 769 |
| Map Reference | MB 5 PG 23 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021073131 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | UNIK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10925 TYSON RD, ORLANDO, FL 32832-6101 |
| Name | Verified Name |
|---|---|
| Address | 433 FERNSHAW AVE, EUSTIS, FL 32726-4601 |
| Document Number | 0005717771 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 5717/771 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 23, 2020 |
| Property Address | 433 FERNSHAW AVE, EUSTIS, FL 32726-4601 |
| Document Number | 0055872266 |
| Book / Page | 005587 / 002266 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 132175 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,197.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 PLAZA REAL S #219 BOCA RATON FL 334324856, 219, BOCA RATON, FL 33432-4856 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 19, 2020 |
| Property Address | 433 FERNSHAW AVE, EUSTIS, FL 32726-4601 |
| Document Number | 0055860202 |
| Book / Page | 005586 / 000202 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 130847 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2020 |
| Title Company | MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 101 PLAZA REAL S #219 BOCA RATON FL 334324856, 219, BOCA RATON, FL 33432-4856 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Eustis City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $345,560 (+5.98%) Land $64,395 Building $281,165 | $374,966 (+2.95%) Land $64,395 Building $310,571 | |
| 2024 | $5,920.00 (+4.3%) | ||
| 2023 | $5,676.00 (+1.36%) Homeowner's exemption | $326,050 (+3%) | $364,208 (+10.73%) Land $64,395 Building $299,813 |
| 2022 | $5,600.00 Homeowner's exemption | $316,558 | $328,918 Land $54,675 Building $274,243 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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