433 Elm St, Frankfort, IL 60423 Property Records

Will County property record for 433 Elm St, Frankfort, IL 60423

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,376 sqft · built 1971
Lot Size	0.24 acres (10,364 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Sep 2021)
Tax Bill	$8,593 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-09-21-205-007`

Property Details

APN / Parcel Number

Primary APN	`19-09-21-205-007`
Alternative APN	`09212050070000`

Interior

Full Baths	2 Baths
Building Area	1,376 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,364 sqft (0.24 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	433 ELM ST
City	FRANKFORT
State	IL
Zip	60423-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 18 IN A T MCINTOSH CO'S LINCOLN MEADOWS UNIT 2, BEING A SUB OF PRT OF THE W1/2 OF THE NE1/4 OF SEC. 21, T35N-R12
Legal Range	12E
Legal Township	35N
Legal Section	21
Legal Subdivision	CO LINCOLN MEADOWS
Legal Block	18
Legal Lot Number	7
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2018
Census Tract	883515

Owner

433 Elm St is owned and occupied by an individual who bought it in September 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	433 ELM ST, FRANKFORT, IL 60423-1103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Oct 16, 1992 · Amount on File
Deed Document Number	2021101584
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 15, 2021
Property Address	433 ELM ST, FRANKFORT, IL 60423-1103
Document Number	0000101584
Map Reference	DOC 895415
Instrument Date	Jun 5, 2021
Instrument	R2021101584
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 ELM ST, 433, FRANKFORT, IL 60423-1103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	433 ELM ST, FRANKFORT, IL 60423-1103

Mortgage

Document Number	0000101585
Date	Sep 15, 2021
Instrument	R2021101585

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 433 Elm St was $8,593.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Frankfort Township
Municipality	Frankfort Village
Elementary School District	Frankfort Community Consolidated School District 157C (PK - 08)
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,593.00	$119,191 (+6.6%) Land $23,713 Building $95,478	$357,573 (+6.6%) Land $71,139 Building $286,434
2024		$111,812 Land $22,245 Building $89,567	$335,436 Land $66,735 Building $268,701
2022	$7,209.00 Homeowner's exemption	$90,954 Land $18,095 Building $72,859	$272,862 Land $54,285 Building $218,577

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1981–2016)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT serves 24,000 people · EPA ID IL1970400
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20