St. Louis County property record for 433 Elm Crossing Ct, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,140 sqft · built 1990 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,000 (Aug 2017) |
| Tax Bill | $4,493 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit Aug 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25R-52-1141 |
| Primary APN | 25R-52-1141 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,140 sqft Living Area |
| Gross Area | 2,266 sqft |
| 1st Floor Area | 999 sqft |
| Basement Area | 126 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 55 ft deep x 55 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Balcony Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 433 ELM CROSSING CT |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | WOODLYN CROSSING PLAT TWO LOT 190 |
| Legal Subdivision | WOODLYN CROSSING PLAT TWO |
| Legal Lot Number | 190 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 217932 |
433 Elm Crossing Ct is owned and occupied by two individuals who bought it in August 2017.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 ELM CROSSING CT, BALLWIN, MO 63021-7477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Aug 3, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST BK MTG |
| Dec 29, 2016 | Deed of Trust, Mortgage FIRST CMNTY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2017 · Amount on File |
| Deed Sale | Aug 3, 2017 · Amount on File |
| Prior Sale | Feb 4, 2009 · Amount on File |
| Deed Document Number | 2017178 |
| Deed Book / Page | 22636 / 384 |
| Prior Transfer Date | Jan 23, 2009 |
| Prior Transfer Doc | 0182023463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 433 ELM CROSSING CT, BALLWIN, MO 63021-7477 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 433 ELM CROSSING CT, BALLWIN, MO 63021-7477 |
| Document Number | 2025031000383 |
|---|---|
| Date | Mar 10, 2025 |
| Instrument | 2025031000383 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | BALLWIN, MO 63021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 3, 2017 |
| Property Address | 433 ELM CROSSING CT, BALLWIN, MO 63021-7477 |
| Document Number | 0226360384 |
| Book / Page | 022636 / 000384 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 178 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 433 ELM CROSSING CT BALLWIN MO 630217477, BALLWIN, MO 63021-7477 |
| Document Number | 226360387 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 022636/000387 |
| Instrument | 179 |
| Name | FIRST BK MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 433 ELM CROSSING CT, BALLWIN, MO 63021-7477 |
| Document Number | 0223571499 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | CARDINAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 433 ELM CROSSING CT BALLWIN MO 630217477, BALLWIN, MO 63021-7477 |
| Document Number | 0223571499 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 022357/001499 |
| Instrument | 708 |
| Name | FIRST CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 11, 2027 |
The 2025 property tax bill for 433 Elm Crossing Ct was $4,493, up 7.7% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,230 (-) Land $27,150 Building $46,080 | $385,400 (-) Land $142,900 Building $242,500 | |
| 2025 | $4,493.00 (+7.69%) | $73,230 Land $27,150 Building $46,080 | $385,400 Land $142,900 Building $242,500 |
| 2024 | $4,172.00 (+1.43%) | ||
| 2023 | $4,113.00 (+9.56%) | $64,390 (+19.71%) Land $17,460 Building $46,930 | $338,900 Land $91,900 Building $247,000 |
| 2022 | $3,754.00 | $53,790 Land $19,400 Building $34,390 | |
| 2021 | $283,100 Land $102,100 Building $181,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 433 Elm Crossing Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 433 Elm Crossing Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures