Westchester County and Mount Vernon City property record for 433 E Prospect Ave, Mount Vernon, NY 10553
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Jan 2019) |
| Tax Bill | $16,843 (2026) |
| Deeds & Mortgages | Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.65-2084-7 |
| Primary APN | 550800 165.65-2084-7 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,792 sqft (0.11 acres) |
|---|
| Account Number | 040180 |
|---|---|
| Street Address | 433 E PROSPECT AVE |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10553-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2084 |
| Legal Lot Number | 7.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 4100 |
Source: Westchester County and Mount Vernon City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 433 E PROSPECT AVE, MOUNT VERNON, NY 10553-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2019 · Amount on Record |
| Deed Sale | Jan 31, 2019 · Amount on Record |
| Deed Document Number | 2019590233403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 31, 2019 |
| Property Address | 433 E PROSPECT AVE, MOUNT VERNON, NY 10553-1124 |
| Document Number | 0590233403 |
| Map Reference | MB 2201 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 590233403 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | JUDICIAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 433 E PROSPECT AVE, 433, MOUNT VERNON, NY 10553-1124 |
| Name | Verified Name |
|---|---|
| Address | 100 CASALS PL # 32H13, 32H13, BRONX, NY 10475-3002 |
| Document Number | 0590293142 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 590293142 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,843.00 (-6.52%) | ||
| 2025 | $18,017.00 | $9,800 (-) Land $2,800 Building $7,000 | $544,445 (+6.67%) Land $155,556 Building $388,889 |
| 2024 | $9,800 (-) Land $2,800 Building $7,000 | $510,416 (-10.94%) Land $145,833 Building $364,583 | |
| 2023 | $9,800 Land $2,800 Building $7,000 | $573,100 Land $163,743 Building $409,357 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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