433 E Oak St, Watseka, IL 60970 Property Records

Iroquois County property record for 433 E Oak St, Watseka, IL 60970

Property Summary

Property TypeSingle Family Home
Lot Size0.174 acres (7,608 sqft)
OwnerCompany Name on Record
Last Sale$120,000 (Sep 2026)
Tax Bill$1,345 (2025)
Deeds & MortgagesSep 2026 Sale & Line of Credit
Flood ZoneZone AE (high risk)
APN19 33 351 006

Property Details

APN / Parcel Number

Primary APN19 33 351 006

Exterior

Lot Area7,608 sqft (0.174 acres)

Location & Zoning

Street Address433 E OAK ST
CityWATSEKA
StateIL
Zip60970-1436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB LT 13 & E2 SUB LT 12 LT 1 BLK 14
Legal SubdivisionSTANLEYS SECOND ADDITION
Legal Block14
Legal Lot Number1,12,13
JurisdictionIROQUOIS IL
Township / Civil DivisionMIDDLEPORT
Census Block Group1
Census Block1037
Census Tract950400

Owner

Source: Iroquois County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address601 N 4TH ST, WATSEKA, IL 60970-1379
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2026 · Amount on Record
Deed SaleSep 11, 2026 · Amount on Record
Prior SaleSep 26, 2014 · Amount on Record
Deed Document Number20263182
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateSep 11, 2026
Property Address433 E OAK ST, WATSEKA, IL 60970-1436
Document Number0000003182
Instrument DateSep 10, 2026
Instrument20263182
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18,180.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address601 N 4TH ST, WATSEKA, IL 60970-1379

Mortgage

Document Number0000003183,
DateSep 11, 2026
Instrument20263183
Lender
NameKENTLAND BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 10, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionMiddleport Township
MunicipalityWatseka City
Unified School DistrictIroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,345.00 (+37.1%)$13,190 (+41.98%) Land $1,470 Building $11,720$39,570 (+41.98%) Land $4,410 Building $35,160
2022$981.00$9,290 Land $1,040 Building $8,250$27,870 Land $3,120 Building $24,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims237 (1979–2018)
Claims Outside the SFHA4 of 237
Most Recent ClaimFeb 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATSEKA
serves 4,767 people · EPA ID IL0750900
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Watch TV.

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