Shiawassee County property record for 433 E Main St, Henderson, MI 48841 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 436,907 sqft (10 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $162,000 (2015) |
| Primary APN | 002-14-400-031 |
|---|---|
| Alternative APN |
|
| Lot Area | 436,907 sqft (10 acres) |
|---|
| Street Address | 433 E MAIN ST |
|---|---|
| City | HENDERSON |
| State | MI |
| Zip | 48841-9701 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC. 14 T8N R2E BEG AT POINT ON S SEC LN E 1435.01 FT FROM S 14 POST OF SEC TH E ALG S SEC LN 330 FT TH N0450'00!W 1324.71 FT |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 14 |
| Jurisdiction | SHIAWASSEE MI |
| Minor Civil Division | RUSH |
| Census Blockgroup | 2 |
| Census Block | 2051 |
| Census Tract | 30200 |
Source: Shiawassee County records · APN 002-14-400-031
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 E MAIN ST, HENDERSON, MI 48841-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Apr 08, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU |
| Mar 21, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NORTHWEST FCU |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU |
| Sep 04, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2015 · Amount on Record |
| Deed Sale | Jun 12, 2015 · Amount on Record |
| Deed Doc Number | 20153274749 |
| Deed Book / Page | 1211 / 560 |
| Prior Transfer Date | Aug 21, 2013 |
| Prior Transfer Doc | 00119300607 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 14, 2026 |
| Property Address | 433 E MAIN ST, HENDERSON, MI 48841-9701 |
| Document Number | 0003403292 |
| Book / Page | 1338 / 712 |
| Instrument Date | May 06, 2026 |
| Instrument | 20263403292 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 433 E MAIN ST, HENDERSON, MI 48841-9701 |
| Document Number | 0003403292, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 1338/712 |
| Instrument | 20263403292 |
| Name | HORIZON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 06, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 433 E MAIN ST, HENDERSON, MI 48841-9701 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 433 E MAIN, HENDERSON, MI 48841-9701 |
| Document Number | 0012950287 |
|---|---|
| Date | Apr 08, 2022 |
| Book Page | 1295/287 |
| Instrument | 3359201 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Feb 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 433 E MAIN ST, HENDERSON, MI 48841-9701 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Name | Verified Name |
|---|---|
| Address | 433 E MAIN, HENDERSON, MI 48841-9701 |
| Document Number | 0013150254 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 1315/254 |
| Instrument | 3379501 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | 220 SPRING ST, HERNDON, VA 20170 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 433 E MAIN, HENDERSON, MI 48841-9701 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0012710895 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 1271/895 |
| Instrument | 3335550 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 433 E MAIN, HENDERSON, MI 48841-9701 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 433 E MAIN, HENDERSON, MI 48841-9701 |
| Document Number | 0012720630 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 1272/630 |
| Instrument | 3336299 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 10, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Rush Township |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,700 (+7.32%) | $281,400 (+7.32%) | |
| 2025 | Homeowner's exemption | $131,100 (+21.16%) | $262,200 (+21.16%) |
| 2024 | $2,693.00 | ||
| 2023 | $2,693.00 Homeowner's exemption | $108,200 | $216,400 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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