433 E Louise St, Clarkesville, GA 30523 Property Records

Habersham County property record for 433 E Louise St, Clarkesville, GA 30523

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,255 sqft · built 1947
Lot Size0.55 acres (23,958 sqft)
OwnerCompany Name on File
Last Sale$146,500 (May 2026)
Tax Bill$2,839 (2026)
Deeds & MortgagesMay 2026 Sale
May 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN104 260

Property Details

APN / Parcel Number

Primary APN104 260
Alternative APNs
  • 679302
  • 403724

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,255 sqft Heated Area
Gross Area1,435 sqft
1st Floor Area1,255 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2015
Exterior MaterialWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions267 ft deep x 100 ft wide

Exterior Amenities

PorchSlab
Porch Area180 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number403724
Street Address433 E LOUISE ST
CityCLARKESVILLE
StateGA
Zip30523-6106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal Description12-3 131 PB 8-18 DB 1226-1270
Legal SubdivisionWAYNE GRAGG
JurisdictionHABERSHAM GA
Township / Civil DivisionCLARKESVILLE
Census Block Group2
Census Block2026
Census Tract300

Owner

433 E Louise St is owned by a company that bought it in May 2026 and is owner-occupied.

Source: Habersham County records, as of October 19, 2026

Owner of RecordCompany Name on File
Mailing Address175 EAGLE RIDGE TRL, CLEVELAND, GA 30528-7727
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Warranty Deed, Transfer
May 31, 2022Deed of Trust, Mortgage
UNITED STATES OF AMERICA
Jul 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESTAR FINANCIAL
Jul 17, 2020Warranty Deed, Transfer
Sep 18, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2026 · Amount on File
Deed SaleMay 18, 2026 · Amount on File
Prior SaleJul 17, 2020 · Amount on File
Deed Book / Page1433 / 1029
Prior Transfer DateOct 6, 2014
Prior Transfer Doc001067/700
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateMay 18, 2026
Property Address433 E LOUISE ST, CLARKESVILLE, GA 30523-6106
Document Number01433/1029
Book / Page1433 / 1029
Instrument DateApr 7, 2026
Transaction TypeTransfer
Record UpdatedJun 15, 2026

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 EAGLE RIDGE TRL, CLEVELAND, GA 30528-7727
InvestorPossibly a Property Investor

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address433 E LOUISE ST, CLARKESVILLE, GA 30523-6106
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 E LOUISE ST, CLARKESVILLE, GA 30523-6106

Mortgage

Document Number0000001308/0000000013
DateMay 31, 2022
Book Page0000001308/0000000013
Lender
NameUNITED STATES OF AMERICA
Agreement
AmountAmount on Record
Term360 Months
DueJan 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address433 E LOUISE ST, CLARKESVILLE, GA 30523-6106
Transaction TypeMortgage
Record UpdatedJul 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 E LOUISE ST, CLARKESVILLE, GA 30523-6106

Mortgage

Document Number0000001226/0000001272
DateJul 23, 2020
Book Page0000001226/0000001272
Lender
NameHOMESTAR FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateJul 17, 2020
Property Address433 E LOUISE ST, CLARKESVILLE, GA 30523-6106
Document Number01226/1270
Book / Page1226 / 1270
Instrument DateJul 17, 2020
Instrument2020-001443
Transaction TypeTransfer
Record UpdatedApr 18, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 E LOUISE ST, CLARKESVILLE, GA 30523-6106

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateSep 18, 2019
Property Address433 E LOUISE ST, CLARKESVILLE, GA 30523-6106
Document Number001202/375
Book / Page1202 / 375
Instrument DateSep 18, 2019
Instrument2019-001793
Transaction TypeTransfer
Record UpdatedApr 18, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 BERRY RIDGE CT, CORNELIA, GA 30531-8107

Mortgage

Document Number0000001202/0000000376
DateSep 25, 2019
Book Page0000001202/0000000376
Lender
NameQUICKEN LOANS
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term144 Months
DueJan 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 433 E Louise St was $2,839 with a homeowner's exemption, down 0.8% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityClarkesville City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,839.00 (-0.77%) Homeowner's exemption$103,832 (+5.55%) Land $16,469 Building $87,363$259,579 (+5.55%) Land $41,172 Building $218,407
2025$2,861.00 Homeowner's exemption$98,370 Land $16,469 Building $81,901$245,924 Land $41,172 Building $204,752
2023Homeowner's exemption$71,992 (+13.07%) Land $14,244 Building $57,748$179,980 (+13.07%) Land $35,610 Building $144,370
2022Homeowner's exemption$63,668 Land $14,244 Building $49,424$159,170 Land $35,610 Building $123,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 E Louise St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (2004–2020)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 E Louise St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 51% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLARKESVILLE
serves 5,785 people · EPA ID GA1370002
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000
Windstream
Cable · Fiber in parts of the area
1,000 / 25

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