433 E Crest Ridge Dr, Meridian, ID 83642 Property Records

Ada County property record for 433 E Crest Ridge Dr, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,410 sqft · built 2017
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Trust Names on File
Last Sale	$250,000 (Jun 2018)
Tax Bill	$2,451 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R7383460510`

Property Details

APN / Parcel Number

Primary APN	`R7383460510`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,410 sqft Living Area
Gross Area	3,806 sqft
1st Floor Area	2,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	9,365 sqft (0.215 acres)
Garage Type	Attached
Garage Area	1,208 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	72 sqft
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	433 E CREST RIDGE DR
City	MERIDIAN
State	ID
Zip	83642-4749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 03 BLK 14 REFLECTION RIDGE SUB NO 05
Legal Range	01E
Legal Township	03N
Legal Section	30
Legal Subdivision	REFLECTION RIDGE SUB NO 05
Legal Block	14
Legal Lot Number	03
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1008
Census Tract	10339

Owner

433 E Crest Ridge Dr is owner-occupied and held in a trust since June 2018.

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	433 E CREST RIDGE DR, MERIDIAN, ID 83642-4749
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 5, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on File
Deed Sale	Jun 5, 2018 · Amount on File
Prior Sale	Aug 18, 2017
Deed Document Number	201851584
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	433 E CREST RIDGE DR, MERIDIAN, ID 83642-4749
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061319
Date	Apr 16, 2021
Instrument	2021-061319

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jun 5, 2018
Property Address	433 E CREST RIDGE DR, MERIDIAN, ID 83642-4749
Document Number	0000051584
Map Reference	MB110 PG15760-15764
Instrument Date	Jun 1, 2018
Instrument	2018-051584
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	433 E CREST RIDGE DR, MERIDIAN, ID 83642-4749

Mortgage

Document Number	0000051585
Date	Jun 5, 2018
Instrument	2018-051585

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 433 E Crest Ridge Dr was $2,451 with a homeowner's exemption, down 10.2% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,451.00 (-10.19%) Homeowner's exemption	$668,900	$668,900
2024	$2,729.00
2023		$626,100 Land $208,000 Building $418,100	$626,100 Land $208,000 Building $418,100
2022	$3,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 E Crest Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 E Crest Ridge Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50

May also be available: Verizon.

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