Lorain County property record for 433 E College St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,776 sqft · built 1959 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,000 (Jun 2023) |
| Tax Bill | $3,953 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-087-107-009 |
| Primary APN | 09-00-087-107-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 200 ft deep x 72 ft wide |
| Garage Type | Basement |
| Garage Area | 572 sqft |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 433 E COLLEGE ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLEGE PK 72 X 200 |
| Legal Subdivision | COLLEGE PARK ADDITION |
| Legal Block | 107 |
| Legal Lot Number | 46 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 60100 |
433 E College St is owned by an individual who bought it in June 2023.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4176 LAFAYETTE PL, CULVER CITY, CA 90232-2818 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION CAPITAL MORTGAGE CORP |
| Sep 2, 2021 | Warranty Deed, Transfer OHIO REAL TITLE |
| Feb 17, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2023 · Amount on File |
| Deed Sale | Jun 7, 2023 · Amount on File |
| Prior Sale | Sep 2, 2021 · Amount on File |
| Deed Document Number | 2023002851 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 7, 2023 |
| Property Address | 433 E COLLEGE ST, OBERLIN, OH 44074-1320 |
| Document Number | 0000918208 |
| Map Reference | VOL 15 PG 13 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 2023-0918208 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 E COLLEGE ST, OBERLIN, OH 44074-1320 |
| Document Number | 0000918209 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2023-0918209 |
| Name | UNION CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 2, 2021 |
| Property Address | 433 E COLLEGE ST, OBERLIN, OH 44074-1320 |
| Document Number | 20210837445 |
| Map Reference | VOL 15 PG 13 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021-0837445 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 191 E TWIN WILLOW DR, BOISE, ID 83706-4997 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 433 E COLLEGE ST, OBERLIN, OH 44074-1320 |
| Document Number | 0000751786 |
| Instrument Date | Feb 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1185 W MOUNTAIN VIEW RD #1328 JOHNSON CITY TN 376042531, 1328, JOHNSON CITY, TN 37604-2531 |
| Document Number | 0000751786 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 751786 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 433 E College St was $3,953.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,953.00 | $79,870 (-0.01%) Land $17,850 Building $62,020 | $228,210 (-) Land $51,010 Building $177,200 |
| 2024 | $3,953.00 (+25.93%) | $79,874 (+39.98%) Land $17,854 Building $62,020 | $228,210 (+39.98%) Land $51,010 Building $177,200 |
| 2023 | $3,139.00 (+2.75%) | $57,061 (+%) Land $15,449 Building $41,612 | $163,030 Land $44,140 Building $118,890 |
| 2022 | $3,055.00 | $57,060 Land $15,450 Building $41,610 | |
| 2021 | $163,030 Land $44,140 Building $118,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 433 E College St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 E College St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Breezeline Cable | 1,000 / 50 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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