Seminole County property record for 433 E Citrus St, Altamonte Springs, FL 32701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,874 sqft · built 1973 |
| Lot Size | 0.301 acres (13,105 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,900 (Mar 2014) |
| Tax Bill | $1,845 (2025) |
| Deeds & Mortgages | Feb 2022 Reverse Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-29-5BD-6500-0330 |
| Primary APN | 12-21-29-5BD-6500-0330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,874 sqft Living Area |
| Gross Area | 2,394 sqft |
| 1st Floor Area | 1,874 sqft |
| Basement Area | 84 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,105 sqft (0.301 acres) |
| Lot Dimensions | 141 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 227 sqft |
| Deck Area | Deck Area |
| Patio Area | 250 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 433 E CITRUS ST |
|---|---|
| City | ALTAMONTE SPRINGS |
| State | FL |
| Zip | 32701-7830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | E 1/2 LOT 33 + ALL LOT 34 BLK 65 SANLANDO PB 3 PG 65 1/2 |
| Legal Range | 29E |
| Legal Township | 21S |
| Legal Section | 12 |
| Legal Subdivision | SANLANDO |
| Legal Tract | 5BD |
| Legal Block | 65 |
| Legal Lot Number | 33,34 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 21901 |
433 E Citrus St is owned and occupied by two individuals who bought it in March 2014.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 E CITRUS ST, ALTAMONTE SPRINGS, FL 32701-7830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Oct 25, 2018 | Deed of Trust, Mortgage · VA Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2014 · Amount on File |
| Deed Sale | Mar 4, 2014 · Amount on File |
| Prior Sale | Dec 1, 2005 · Amount on File |
| Deed Document Number | 201424120 |
| Deed Book / Page | 8220 / 1557 |
| Prior Transfer Date | Feb 20, 2014 |
| Prior Transfer Doc | 0082201557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 433 E CITRUS ST, ALTAMONTE SPRINGS, FL 32701-7830 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 433 E CITRUS ST, ALTAMONTE SPRINGS, FL 32701-7830 |
| Investor | Possibly a Property Investor |
| Document Number | 0101691459 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 10169/1459 |
| Instrument | 2022019093 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1003 Months |
| Due | Sep 16, 2105 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.36% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.36% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 433 E CITRUS ST, ALTAMONTE SPRINGS, FL 32701-7830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0092381203 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 09238/1203 |
| Instrument | 2018122860 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 433 E Citrus St was $1,845 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,845.00 Homeowner's exemption | $153,493 | $375,702 Land $90,000 Building $285,702 |
| 2023 | $1,701.00 (+3.03%) Homeowner's exemption | $144,822 (+3%) | $362,450 (+3.21%) Land $90,000 Building $272,450 |
| 2022 | $1,651.00 Homeowner's exemption | $140,604 | $351,184 Land $85,000 Building $266,184 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 E Citrus St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2004–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 E Citrus St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APPLE VALLEY (CONSEC) serves 3,269 people · EPA ID FL3590039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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