433 E 31st St, Paterson, NJ 07504 Property Records

Passaic County and Paterson City property record for 433 E 31st St, Paterson, NJ 07504

Property Summary

Property Type	Single Family Home
Details	1,744 sqft · built 1930
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Dec 2019)
Tax Bill	$7,736 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-08621-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`08-08621-0000-00015`
Alternative APN	`08L1431000000015`

Interior

Stories	2 Stories
Building Area	1,744 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	08L1431000000015
Street Address	433 E 31ST ST
City	PATERSON
State	NJ
Zip	07504-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROGERS LAND CO PROP
Legal Block	8621
Legal Lot Number	15
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	2
Census Block	2008
Census Tract	182600

Owner

433 E 31st St is owned and occupied by two individuals who acquired it in September 2021.

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	433 E 31ST ST, PATERSON, NJ 07504-1620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 18, 2021	Intrafamily Transfer, Transfer SUNNYSIDE TITLE
Dec 4, 2019	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
May 2, 2019	Grant Deed, Transfer MONUMENT TITLE AGENCY
Nov 15, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on File
Deed Sale	Dec 4, 2019 · Amount on File
Prior Sale	May 2, 2019 · Amount on File
Deed Document Number	201956227
Deed Book / Page	3705 / 23
Last Transfer Date	Sep 30, 2021
Transfer Doc	0000065236
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	433 E 31ST ST, PATERSON, NJ 07504-1620
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	SUNNYSIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013899
Date	Feb 24, 2021
Book Page	M16878/82
Instrument	2021013899

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Oct 18, 2021
Property Address	433 E 31ST ST, PATERSON, NJ 07504-1620
Document Number	0000065236
Book / Page	D4154 / 213
Instrument Date	Sep 30, 2021
Instrument	2021065236
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	SUNNYSIDE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 E 31ST ST, PATERSON, NJ 07504-1620

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 4, 2019
Property Address	433 E 31ST ST, PATERSON, NJ 07504-1620
Document Number	0000056227
Book / Page	D3705 / 0023
Instrument Date	Oct 31, 2019
Instrument	2019056227
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MONUMENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,011.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 BELLE TERRE RD, 21, WEST ORANGE, NJ 07052-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 E 31ST ST, PATERSON, NJ 07504-1620

Mortgage

Document Number	0000056231
Date	Dec 4, 2019
Book Page	M15869/0001
Instrument	2019056231

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 2, 2019
Property Address	433 E 31ST ST, PATERSON, NJ 07504-1620
Document Number	0000018788
Book / Page	003567 / 000028
Instrument Date	Mar 6, 2019
Instrument	18788
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	MONUMENT TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21 BELLE TERRE RD WEST ORANGE NJ 070522303, WEST ORANGE, NJ 07052-2303

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 15, 2018
Property Address	433 E 31ST ST, PATERSON, NJ 07504-1620
Document Number	0000052313
Book / Page	003451 / 000242
Instrument Date	Jul 30, 2018
Instrument	52313
Transaction Type	Foreclosure
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$101.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	8930 S BECK AVE #111 TEMPE AZ 852842864, 111, TEMPE, AZ 85284-2864
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 433 E 31st St was $7,736, up 4.7% from the year before.

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,800 (+179.86%) Land $198,000 Building $207,800	$405,800 (+179.86%) Land $198,000 Building $207,800
2025	$7,736.00 (+4.71%)	$145,000 Land $39,600 Building $105,400	$145,000 Land $39,600 Building $105,400
2024	$7,388.00
2023		$145,000 (-) Land $39,600 Building $105,400	$145,000 (-) Land $39,600 Building $105,400
2022	$6,730.00	$145,000 Land $39,600 Building $105,400	$145,000 Land $39,600 Building $105,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 E 31st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 433 E 31st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 925 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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