Albemarle County property record for 433 Dry Bridge Rd, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,936 sqft · built 1994 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Mar 2016) |
| Tax Bill | $5,402 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07300-00-00-029A0 |
| Primary APN | 07300-00-00-029A0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,936 sqft Finished Area |
| Basement Area | 1,059 sqft |
| Finished Basement | 865 sqft |
| Unfinished Basement | 194 sqft |
| Flooring | Wood |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 80,586 sqft (1.85 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 279 sqft |
| Deck Area | 140 sqft |
| Patio Area | 153 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 433 DRY BRIDGE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-7456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 11000 |
433 Dry Bridge Rd is owned and occupied by an individual who bought it in March 2016.
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2016 · Amount on File |
| Deed Sale | Mar 7, 2016 · Amount on File |
| Deed Document Number | 20162148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 433 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7456 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5573/312 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 5573/312 |
| Instrument | 2021-00012172 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
The 2026 property tax bill for 433 Dry Bridge Rd was $5,402, up 15.1% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,402.00 (+15.11%) | $604,200 (+15.09%) Land $172,800 Building $431,400 | $604,200 (+15.09%) Land $172,800 Building $431,400 |
| 2025 | $4,693.00 | $525,000 Land $168,000 Building $357,000 | $525,000 Land $168,000 Building $357,000 |
| 2023 | $4,023.00 | $471,100 Land $144,000 Building $327,100 | $471,100 Land $144,000 Building $327,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Dry Bridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2010–2018) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Dry Bridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEACOCK HILL SUBDIVISION private · serves 475 people · EPA ID VA2003650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: Brightspeed, Verizon.
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