Chesapeake City property record for 433 Downing Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,662 sqft · built 1989 |
| Lot Size | 0.256 acres (11,151 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (May 2026) |
| Tax Bill | $5,287 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2025 Sale + 1 more |
| APN | 0493001001050 |
| Primary APN | 0493001001050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,662 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| Upper Floors Area | 1,053 sqft |
| Attic | Attic |
| Attic Area | 484 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,151 sqft (0.256 acres) |
| Lot Dimensions | 118 ft deep x 208 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 433 DOWNING DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 105 JOLLIFF STATION SEC ONE |
| Legal Subdivision | TUNBRIDGE STATION SOUTH, JOLLIFF STATION |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21101 |
Source: Chesapeake City records · APN 0493001001050
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 DOWNING DR, CHESAPEAKE, VA 23322-8708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 11, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC UNION BK |
| Sep 03, 2025 | Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Sep 03, 2025 | Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Sep 03, 2025 · Amount on Record |
| Deed Document Number | 202611935 |
| Deed Book / Page | 10977 / 1017 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 11, 2026 |
| Property Address | 433 DOWNING DR, CHESAPEAKE, VA 23322-8708 |
| Document Number | 0000011935 |
| Book / Page | 10977 / 1017 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.11935 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52,520.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 433 DOWNING DR, CHESAPEAKE, VA 23322-8708 |
| Document Number | 0000011936, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 2026..11936 |
| Name | ATLANTIC UNION BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 03, 2025 |
| Property Address | 433 DOWNING DR, CHESAPEAKE, VA 23322-8708 |
| Document Number | 10890/1434 |
| Book / Page | 10890 / 1434 |
| Map Reference | MB 90 PG 78&78A-78I |
| Instrument Date | Aug 29, 2025 |
| Instrument | 250020186 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $523.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 369 JOHNSTOWN RD, CHESAPEAKE, VA 23322-5309 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 03, 2025 |
| Property Address | 433 DOWNING DR, CHESAPEAKE, VA 23322-8708 |
| Document Number | 10890/1434 |
| Book / Page | 10890 / 1434 |
| Map Reference | MB 90 PG 78 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 250020186 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $523.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 369 JOHNSTOWN RD, CHESAPEAKE, VA 23322-5309 |
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,287.00 (+43.32%) | $523,500 (+9.79%) Land $185,000 Building $338,500 | $523,500 (+9.79%) Land $185,000 Building $338,500 |
| 2023 | $476,800 (+10.58%) Land $175,000 Building $301,800 | $476,800 (+10.58%) Land $175,000 Building $301,800 | |
| 2022 | $431,200 Land $150,000 Building $281,200 | $431,200 Land $150,000 Building $281,200 | |
| 2019 | $3,689.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 183 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 26 (1990–2020) |
| Claims Outside the SFHA | 3 of 26 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 198 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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