433 Dolphin St, Caledonia, MI 49316 Property Records

Allegan County property record for 433 Dolphin St, Caledonia, MI 49316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 2005
Lot Size	0.057 acres (2,483 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jun 2026)
Tax Bill	$6,365 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-300-032-00`

Property Details

APN / Parcel Number

Primary APN	`13-300-032-00`
Alternative APN	`03-13-300-032-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,508 sqft Living Area
1st Floor Area	804 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Wood
Lot Area	2,483 sqft (0.057 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 DOLPHIN ST
City	CALEDONIA
State	MI
Zip	49316-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 32 SEC 10 T4N R11W ROSE HILL ADDITION TO GREEN LAKE PARK.
Legal Range	11W
Legal Township	04N
Legal Section	10
Legal Subdivision	ROSE HILL ADD
Legal Lot Number	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	2
Census Block	2002
Census Tract	30402

Owner

433 Dolphin St is owned and occupied by an individual who bought it in June 2026.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	5134 CANTON HEIGHTS DR, JACKSON, MS 39211-4515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Nov 19, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Nov 19, 2020 · Amount on File
Deed Document Number	20268935
Deed Book / Page	5142 / 536
Prior Transfer Date	Aug 15, 2008
Prior Transfer Doc	3261/285
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 1, 2026
Property Address	433 DOLPHIN ST, CALEDONIA, MI 49316-9609
Document Number	005142/536
Book / Page	5142 / 536
Instrument Date	May 26, 2026
Instrument	20268935
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	ALL STAR TITLE, STAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390,870.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5134 CANTON HEIGHTS DR, JACKSON, MS 39211-4515

Mortgage

Document Number	0000008936,
Date	Jun 1, 2026
Instrument	20268936

Lender

Name	INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 1, 2026
Property Address	433 DOLPHIN ST, CALEDONIA, MI 49316-9609
Document Number	0000008935
Book / Page	5142 / 536
Instrument Date	May 26, 2026
Instrument	20268935
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	AGSTAR TITLE, STAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390,870.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5134 CANTON HEIGHTS DR, JACKSON, MS 39211-4515

Mortgage

Document Number	0000008936,
Date	Jun 1, 2026
Instrument	20268936

Lender

Name	INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 19, 2020
Property Address	433 DOLPHIN ST, CALEDONIA, MI 49316-9609
Document Number	0004541/23
Book / Page	4541 / 23
Instrument Date	Nov 16, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,623.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	443 DOLPHIN ST, 443, CALEDONIA, MI 49316-9609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 DOLPHIN ST, CALEDONIA, MI 49316-9609

Mortgage

Document Number	0000454125
Date	Nov 19, 2020
Instrument	4541/25

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 433 Dolphin St was $6,365 with a homeowner's exemption, up 2.8% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Caledonia Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,400 (+14.61%) Land $37,600 Building $291,800	$658,800 (+14.61%) Land $75,200 Building $583,600
2025	$6,365.00 (+2.76%) Homeowner's exemption	$287,400 Land $36,000 Building $251,400	$574,800 Land $72,000 Building $502,800
2024	$6,194.00
2023		$220,700 Land $36,000 Building $184,700	$441,400 Land $72,000 Building $369,400
2022	$5,633.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 Dolphin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Dolphin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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