Henderson County property record for 433 Divide Loop, Flat Rock, NC 28731 · Last verified August 2026
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Modular |
| Year Built | Built 2009 |
| Square Footage | 2,052 sqft Heated Area |
| Lot Size | 28,750 sqft (0.66 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,298.00 (2025) |
| Primary APN | 9598391602 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 2,052 sqft Heated Area |
| 1st Floor | 2,052 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Modular Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 28,750 sqft (0.66 acres) |
| Deck Area | 16 sqft Deck |
| Utility Building | 120 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 9971333 |
|---|---|
| Street Address | 433 DIVIDE LOOP |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-4752 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | #21 COUNTRY VIEW PHASE II PHII PL2002-4267 |
| Legal Subdivision | COUNTRY VIEW PHASE II (4859) |
| Legal Phase | 2 |
| Legal Block | 39 |
| Legal Lot Number | 1602 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | BLUE RIDGE |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 930302 |
Source: Henderson County records · APN 9598391602
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 DIVIDE LOOP, FLAT ROCK, NC 28731-4752 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RELIANCE FIRST CAPITAL |
| Mar 18, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RELIANCE FIRST CAPITAL LLC |
| Sep 22, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 22, 2022 |
| Deed Sale | Sep 22, 2022 |
| Prior Sale | Sep 30, 2005 · Amount on Record |
| Deed Doc Number | 2022987012 |
| Deed Book / Page | 3966 / 343 |
| Prior Transfer Date | Sep 16, 2022 |
| Prior Transfer Doc | 0039660343 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | May 27, 2026 |
| Property Address | 433 DIVIDE LOOP, FLAT ROCK, NC 28731-4752 |
| Document Number | 0001049911 |
| Book / Page | 4442 / 667 |
| Instrument Date | May 21, 2026 |
| Instrument | 20261049911 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 433 DIVIDE LOOP, FLAT ROCK, NC 28731-4752 |
| Document Number | 0001049911, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 4442/667 |
| Instrument | 20261049911 |
| Name | RELIANCE FIRST CAPITAL |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 433 DIVIDE LOOP, FLAT ROCK, NC 28731-4752 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2024 |
| Title Company | NOT AVAILABLE, MIS |
| Name | Verified Name |
|---|
| Document Number | 0041440608 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | 4144/608 |
| Instrument | 1001011717 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | 201 OLD COUNTRY RD STE 205, MELVILLE, NY 11747 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Sep 22, 2022 |
| Property Address | 433 DIVIDE LOOP, FLAT ROCK, NC 28731-4752 |
| Document Number | 0039660343 |
| Book / Page | 3966 / 343 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 987012 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 433 DIVIDE LOOP, FLAT ROCK, NC 28731-4752 |
| Name | Verified Name |
|---|---|
| Address | 433 DIVIDE LOOP, FLAT ROCK, NC 28731-4752 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,400 (-) Land $53,200 Building $174,200 | ||
| 2025 | $1,298.00 | $227,400 (-) Land $53,200 Building $174,200 | |
| 2023 | $227,400 Land $53,200 Building $174,200 | $227,400 Land $53,200 Building $174,200 |
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