433 Denver St, Sterling, CO 80751 Property Records

Logan County property record for 433 Denver St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1908
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Mar 2022)
Tax Bill	$562 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`38052532232008`

Property Details

APN / Parcel Number

Primary APN	`38052532232008`
Alternative APN	`5079000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Heated Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1929
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	196 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	5079000
Street Address	433 DENVER ST
City	STERLING
State	CO
Zip	80751-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 22 B&M ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	32
Legal Subdivision	B&M ADDN
Legal Block	22
Legal Lot Number	8
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2042
Census Tract	966300

Owner

433 Denver St is owned and occupied by two individuals who acquired it in November 2025.

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	433 DENVER ST, STERLING, CO 80751-3930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer
Mar 7, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Aug 24, 2021	Warranty Deed, Transfer · Line of Credit TBK BANK SSB
May 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Prior Sale	Aug 24, 2021 · Amount on File
Deed Document Number	2022760310
Deed Book / Page	1048 / 500
Last Transfer Date	Nov 13, 2025
Transfer Doc	0000777744
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOGAN CO
Recording Date	Nov 13, 2025
Property Address	433 DENVER ST, STERLING, CO 80751-3930
Document Number	0000777744
Book / Page	1065 / 950
Instrument Date	Nov 13, 2025
Instrument	777744
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 DENVER ST, STERLING, CO 80751-3930

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Mar 7, 2022
Property Address	433 DENVER ST, STERLING, CO 80751-3930
Document Number	0000760310
Book / Page	1048 / 500
Instrument Date	Mar 3, 2022
Instrument	760310
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	433 DENVER ST, STERLING, CO 80751-3930

Mortgage

Document Number	0000760311
Date	Mar 7, 2022
Instrument	760311

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Aug 24, 2021
Property Address	433 DENVER ST, STERLING, CO 80751-3930
Document Number	0000756890
Book / Page	1045 / 79
Instrument Date	Jul 30, 2021
Instrument	756890
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8478 COUNTY ROAD 10, MERINO, CO 80741-9444

Mortgage

Document Number	0000756892
Date	Aug 24, 2021
Book Page	1045/81
Instrument	756892

Lender

Name	TBK BANK SSB
Type	Bank
Address	MERINO, CO 80741

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOGAN CO
Recording Date	May 6, 2021
Property Address	433 DENVER ST, STERLING, CO 80751-3930
Document Number	0000755186
Book / Page	1043 / 374
Instrument Date	Apr 20, 2021
Instrument	755186
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4907-2ND STREET ROAD, GREELEY, CO 80634-4327
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 433 Denver St was $562, up 13.1% from the year before.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$562.00 (+13.08%)	$6,715 (-34.17%)	$107,436 (-29.46%) Land $31,250 Building $76,186
2024	$497.00	$10,200 (-86.48%)	$152,302 (+101.88%) Land $29,312 Building $122,990
2023		$75,440 (+1,336.95%) Land $25,000 Building $50,440	$75,440 (-) Land $25,000 Building $50,440
2022	$413.00	$5,250 Land $1,740 Building $3,510	$75,440 Land $25,000 Building $50,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 433 Denver St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Jul 1997 · Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 433 Denver St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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