433 Decatur Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 433 Decatur Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,940 sqft · built 1955
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Sep 2008)
Tax Bill	$10,674 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00171-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`10-00171-0000-00036`
Alternative APN	`100017100036`

Interior

Stories	1 Story
Building Area	1,940 sqft Living Area
1st Floor Area	1,940 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	433 DECATUR AVE
City	MIDDLESEX
State	NJ
Zip	08846-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	60X100 31-ATHRU35-A
Legal Subdivision	CREIGHTON MANOR
Legal Block	171
Legal Lot Number	36
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2016
Census Tract	102

Owner

433 Decatur Ave is owned and occupied by an individual who bought it in September 2008.

Source: Middlesex County and Middlesex Borough records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	433 DECATUR AVE, MIDDLESEX, NJ 08846-1823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2008 · Amount on File
Deed Sale	Sep 9, 2008 · Amount on File
Deed Document Number	200810841
Deed Book / Page	5982 / 303
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 28, 2026
Property Address	433 DECATUR AVE, MIDDLESEX, NJ 08846-1823
Document Number	0000062425
Book / Page	20139 / 1660
Instrument Date	Sep 12, 2026
Instrument	202662425
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 DECATUR AVE, MIDDLESEX, NJ 08846-1823

Mortgage

Document Number	0000062425,
Date	Sep 28, 2026
Book Page	20139/1660
Instrument	202662425

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2056

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	433 DECATUR AVE, MIDDLESEX, NJ 08846-1823
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	SOUTHGATE TITLE SERVICES LLC, STATE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021036146
Date	Mar 15, 2021
Book Page	18339/515
Instrument	2021036146

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 433 Decatur Ave was $10,674, down 2.1% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,800 (+8%) Land $136,600 Building $407,200	$543,800 (+8%) Land $136,600 Building $407,200
2025	$10,674.00 (-2.12%)	$503,500 Land $136,600 Building $366,900	$503,500 Land $136,600 Building $366,900
2024	$10,905.00
2023		$471,300 Land $136,600 Building $334,700	$471,300 Land $136,600 Building $334,700
2022	$10,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Decatur Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2021)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 433 Decatur Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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