Culpeper County property record for 433 Cromwell Ct, Culpeper, VA 22701
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,120 sqft · built 1989 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,106 (2025) |
| Deeds & Mortgages | Jun 2017 Reverse Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-B-3-46 |
| Primary APN | 50-B-3-46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 556 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Porch | Porch |
| Porch Area | 52 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15463 |
|---|---|
| Street Address | 433 CROMWELL CT |
| City | CULPEPER |
| State | VA |
| Zip | 22701-3777 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | C2 |
| Legal Description | SOUTHRIDGE TOWNHOUSES SECT I LOT 46 2024 SQ FT |
| Legal Subdivision | 330 |
| Legal Lot Number | 46 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | CEDAR MOUNTAIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 930502 |
433 Cromwell Ct, a townhouse, is owned by an individual.
Source: Culpeper County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 337, BEALETON, VA 22712-0337 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2017 | Deed of Trust, Mortgage · Reverse Mortgage CREDIT UNION MORTGAGE ASSOCIATION INC |
| Jun 8, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 433 CROMWELL CT, CULPEPER, VA 22701-3777 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | TRUE CONCEPT TITLE |
| Name | Verified Name |
|---|
| Document Number | 170003214 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 170003214 |
| Name | CREDIT UNION MORTGAGE ASSOCIATION INC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 974 Months |
| Due | Aug 17, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 433 CROMWELL CT, CULPEPER, VA 22701-3777 |
| Document Number | 170003215 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | TRUE CONCEPT TITLE |
| Name | Verified Name |
|---|---|
| Address | 433 CROMWELL CT CULPEPER VA 227013777, CULPEPER, VA 22701-3777 |
| Document Number | 170003215 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 3215 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 972 Months |
| Due | Jun 14, 2098 |
The 2025 property tax bill for 433 Cromwell Ct was $1,106, up 1,526.5% from the year before.
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,106.00 (+1,526.47%) | $257,100 Land $73,000 Building $184,100 | $257,100 Land $73,000 Building $184,100 |
| 2024 | $68.00 | ||
| 2023 | $229,500 Land $55,000 Building $174,500 | $229,500 Land $55,000 Building $174,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Cromwell Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1978–1995) |
| Most Recent Claim | Jun 1995 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Cromwell Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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