433 Cook Ave, Hamel, IL 62046 Property Records

Madison County property record for 433 Cook Ave, Hamel, IL 62046

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 995 sqft · built 2018
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$277,000 (Oct 2017)
Tax Bill$8,819 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Mar 2017 Construction Loan
APN11-2-10-14-10-104-009

Property Details

APN / Parcel Number

Primary APN11-2-10-14-10-104-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area995 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions127 ft deep x 80 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address433 COOK AVE
CityHAMEL
StateIL
Zip62046-1043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTROTTERS RUN 2ND ADDN LOT 70 80.25 X 127.39 IRREGULAR
Legal SubdivisionTROTTERS RUN SECOND ADDN
Legal Lot Number70
JurisdictionMADISON IL
Township / Civil DivisionHAMEL
Census Block Group4
Census Block4026
Census Tract403801

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address433 COOK AVE, HAMEL, IL 62046-1043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2017Warranty Deed, Transfer · Conventional with PMI
FIRST MID IL BK&TR
Mar 24, 2017Trustee's Deed, Construction Loan · Construction Mortgage
FIRST NAT'L BK/STAUNTON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2017 · Amount on Record
Deed SaleOct 18, 2017 · Amount on Record
Deed Document Number201735372
Prior Transfer DateMar 7, 2011
Prior Transfer Doc0000009982
Record UpdatedOct 29, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateOct 18, 2017
Property Address433 COOK AVE, HAMEL, IL 62046-1043
Document Number0000035372
Instrument DateOct 11, 2017
Instrument35372
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyMADISON COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$415.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address433 COOK AVE HAMEL IL 62046, HAMEL, IL 62046

Mortgage

Document Number35373
DateOct 18, 2017
Instrument35373
Lender
NameFIRST MID IL BK&TR
TypeBank
AddressMATTOON, IL 61938
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 17, 2047

March 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON IL
Recording DateMar 24, 2017
Property Address433 COOK AVE, HAMEL, IL 62046-1043
Instrument DateMar 17, 2017
Instrument9758
Transaction TypeConstruction Loan
Record UpdatedApr 21, 2017
Title CompanyMADISON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address433 COOK AVE HAMEL IL 62046, HAMEL, IL 62046

Mortgage

Document Number0000009758
DateMar 24, 2017
Instrument9758
Lender
NameFIRST NAT'L BK/STAUNTON
TypeBank
AddressSTAUNTON, IL 62088-0059
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 23, 2018
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionHamel Township
MunicipalityHamel Village
Unified School DistrictEdwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,819.00 (+9.61%)$134,360 (+35.57%) Land $15,970 Building $118,390$403,080 (+35.43%) Land $47,910 Building $355,170
2024$8,046.00 (+17.53%)
2022$6,846.00$99,110 Land $11,810 Building $87,300$297,627 Land $35,465 Building $262,162

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMEL
serves 1,087 people · EPA ID IL1190450
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Madison Communications
Fiber
1,000 / 150
Wisper ISP
Fixed Wireless
400 / 30

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