San Diego County property record for 433 Cole Ranch Rd, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,124 sqft · built 1962 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Company Name on Record |
| Last Sale | $495,000 (Oct 1989) |
| Tax Bill | $6,463 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 265-025-28-00 |
| Primary APN | 265-025-28-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,124 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Roof Material | Wood Shingle |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 433 COLE RANCH RD |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | PAR 2 ST CLSD& TR PM11412 |
| Legal Subdivision | CITY OF ENCINITAS |
| Legal Tract | 11412 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 17111 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 433 COLE RANCH RD, ENCINITAS, CA 92024-6518 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 1989 · Amount on Record |
| Deed Sale | Oct 19, 1989 · Amount on Record |
| Prior Sale | Jan 20, 1983 · Amount on Record |
| Deed Document Number | 1989566532 |
| Last Transfer Date | Feb 8, 1996 |
| Transfer Doc | 0000081842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 28, 2017 |
| Property Address | 433 COLE RANCH RD, ENCINITAS, CA 92024-6518 |
| Document Number | 0000446332 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 446332 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 433 COLE RANCH RD ENCINITAS CA 920246518, ENCINITAS, CA 92024-6518 |
| Document Number | 446333 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 446333 |
| Name | CALIFORNIA BK&TR |
|---|---|
| Type | Bank |
| Address | 675 CARLSBAD VILLAGE DR, CARLSBAD, CA 92008-2306 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $513,008 (+2%) Land $294,778 Building $218,230 | |
| 2025 | $6,463.00 (+5.17%) Homeowner's exemption | $502,950 (+4.04%) Land $288,999 Building $213,951 |
| 2023 | $6,145.00 (-2.52%) Homeowner's exemption | $483,422 Land $277,778 Building $205,644 |
| 2022 | $6,304.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks, San Diego Broadband, Spectrum, T-Mobile, Ting.
5G (outdoors only) and 4G LTE
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