1. Home
  2. Massachusetts
  3. Worcester County
  4. Gardner
  5. Clark St

433 Clark St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 433 Clark St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,592 sqft · built 1961
Lot Size0.457 acres (19,914 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Oct 2020)
Tax Bill$49 (2025)
Deeds & MortgagesApr 2023 Refinance
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNGARD M:H32 B:5 L:8

Property Details

APN / Parcel Number

Primary APNGARD M:H32 B:5 L:8
Alternative APN
  • M:J-34 B:0041 L:0008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,592 sqft Living Area
Gross Area3,032 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,914 sqft (0.457 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address433 CLARK ST
CityGARDNER
StateMA
Zip01440-1235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block5
Legal Lot Number8
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group1
Census Block1023
Census Tract707400

Owner

Source: Worcester County and Gardner City records · APN GARD M:H32 B:5 L:8

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address433 CLARK ST, GARDNER, MA 01440-1235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
WORKERS CU
Oct 06, 2020Quit Claim Deed, Transfer · VA Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2020 · Amount on Record
Deed SaleOct 06, 2020 · Amount on Record
Deed Document Number2020117725
Deed Book / Page63430 / 127
Record UpdatedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address433 CLARK ST, GARDNER, MA 01440-1235
Transaction TypeMortgage
Record UpdatedApr 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number068994-249
DateApr 06, 2023
Book Page68994/249
Instrument26521
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 01, 2043

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateOct 06, 2020
Property Address433 CLARK ST, GARDNER, MA 01440-1235
Document Number63430-127
Book / Page63430 / 127
Instrument DateOct 06, 2020
Instrument117725
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 CLARK ST, GARDNER, MA 01440-1235

Mortgage

Document Number117726
DateOct 06, 2020
Instrument117726
Lender
NameNEWREZ LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$49.00 (-99%)$342,000 (+4.11%) Land $74,500 Building $267,500$417,525
2024$4,924.00 (+4.68%)$328,500 (+12.65%) Land $67,800 Building $260,700
2023$4,704.00$291,600 Land $66,800 Building $224,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277074001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2016, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Clark St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures