433 Chip Dr, Springdale, AR 72764 Property Records

Benton County property record for 433 Chip Dr, Springdale, AR 72764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,648 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$2,277 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03505-000`

Property Details

APN / Parcel Number

Primary APN	`21-03505-000`
Alternative APNs	`125676.0` `125676`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,648 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	592 sqft
Porch	Open Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	433 CHIP DR
City	SPRINGDALE
State	AR
Zip	72764-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2004-491 5/20/04
Legal Range	30
Legal Township	18
Legal Section	24
Legal Subdivision	WILKINS SUB-SPRINGDALE
Legal Lot Number	34
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3014
Census Tract	21408

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21224 ROTHROCK RD, ELKINS, AR 72727-3581
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 16, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST SEC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2010
Deed Sale	Feb 23, 2010
Prior Sale	Oct 29, 2009 · Amount on Record
Deed Book / Page	2010 / 8807
Prior Transfer Date	Oct 26, 2009
Prior Transfer Doc	2009055556
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	433 CHIP DR, SPRINGDALE, AR 72764-8201
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067109
Date	Sep 7, 2021
Instrument	2021067109

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Apr 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	433 CHIP DR, SPRINGDALE, AR 72764-8201
Document Number	0000009338
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 CHIP DR BETHEL HEIGHTS AR 727648201, BETHEL HEIGHTS, AR 72764-8201

Mortgage

Document Number	0000009338
Date	Feb 23, 2018
Instrument	9338

Lender

Name	FIRST SEC BK
Type	Bank
Address	SEARCY, AR 72143

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Springdale City
Unified School District	Springdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,277.00 (+9.37%)	$60,924 (-) Land $15,200 Building $45,724	$304,620 (-) Land $76,000 Building $228,620
2025	$2,082.00 (+17.36%)	$60,924 (+54.2%) Land $15,200 Building $45,724
2024			$304,620 (+54.2%) Land $76,000 Building $228,620
2023	$1,774.00	$39,510 Land $7,200 Building $32,310	$197,550 Land $36,000 Building $161,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, OzarksGo.

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