433 Chestnut St, Reading, PA 19602 Property Records

Berks County property record for 433 Chestnut St, Reading, PA 19602

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,992 sqft · built 1910
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Tax Bill$1,069 (2026)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN5306-27-79-6163

Property Details

APN / Parcel Number

Primary APN5306-27-79-6163
Alternative APNs
  • 04-5306-27-79-6163
  • 4305275
  • 305275

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories3 Stories
Building Area1,992 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,307 sqft (0.03 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4305275
Street Address433 CHESTNUT ST
CityREADING
StatePA
Zip19602-1854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block96
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group4
Census Block4016
Census Tract100

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address433 CHESTNUT ST, READING, PA 19602-1854
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address433 CHESTNUT ST, READING, PA 19602-1854
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025931
DateJul 18, 2017
Instrument2017025931
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
AddressWHITEHALL, PA 18052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,069.00 (+6.58%)$37,900 (-) Land $6,600 Building $31,300$6,600 (-82.59%) Land $6,600
2024$1,003.00$37,900 Land $6,600 Building $31,300
1994$37,900 Land $6,600 Building $31,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

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