Otsego County and Oneonta Town property record for 433 Chestnut St, Oneonta, NY 13820
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 2,594 sqft · built 2000 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Company Name on Record |
| Last Sale | $269,000 (Feb 1999) |
| Tax Bill | $19,426 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 299.07-1-45.02 |
| Primary APN | 364600 299.07-1-45.02 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,594 sqft Gross Area |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Width | 100 ft Width |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 204393 |
|---|---|
| Street Address | 433 CHESTNUT ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2147 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Legal Description | 999 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 45.002 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 590800 |
Source: Otsego County and Oneonta Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7899 BAYMEADOWS WAY, 7, JACKSONVILLE, FL 32256-7523 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 1999 · Amount on Record |
| Deed Sale | Feb 10, 1999 · Amount on Record |
| Deed Book / Page | 857 / 70 |
| Prior Transfer Date | Jun 13, 1996 |
| Prior Transfer Doc | 0787000623 |
| Record Updated | Oct 29, 2026 |
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,426.00 (-42.72%) | ||
| 2025 | $33,914.00 (+493.73%) | $600,000 (-) Land $107,000 Building $493,000 | $857,143 (+11.43%) Land $152,857 Building $704,286 |
| 2023 | $5,712.00 | $600,000 (-) Land $107,000 Building $493,000 | $769,231 (+12.82%) Land $137,180 Building $632,051 |
| 2022 | $600,000 Land $107,000 Building $493,000 | $681,818 Land $121,591 Building $560,227 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1993–2011) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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