433 Chestnut Hill Loop, Gerton, NC 28735 Property Records

Henderson County property record for 433 Chestnut Hill Loop, Gerton, NC 28735

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,180 sqft · built 1942
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Jan 2021)
Tax Bill	$1,249 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`604446319`

Property Details

APN / Parcel Number

Primary APN	`604446319`
Alternative APNs	`0501158` `501158`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,180 sqft Heated Area
1st Floor Area	1,000 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Porch	Porch
Porch Area	255 sqft
Deck Area	326 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	501158
Street Address	433 CHESTNUT HILL LOOP RD
City	GERTON
State	NC
Zip	28735-0140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	501158~R3
Legal Description	CHESTNUT HILLS LOSPT18,19 PLB-155A
Legal Subdivision	CHESTNUT HILLS
Legal Block	44
Legal Lot Number	6319
Jurisdiction	HENDERSON NC
Township / Civil Division	EDNEYVILLE
Census Block Group	1
Census Block	1017
Census Tract	930100

Owner

433 Chestnut Hill Loop is owned by two individuals who bought it in January 2021.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 PLANTATION RD, MERRITT ISLAND, FL 32952-4035
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Nov 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Deed Document Number	2021942689
Deed Book / Page	3635 / 306
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	0036010080
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jan 14, 2021
Property Address	433 CHESTNUT HILL LOOP, GERTON, NC 28735-9724
Document Number	0036350306
Book / Page	3635 / 306
Map Reference	MB 2 PG 106
Instrument Date	Jan 12, 2021
Instrument	942689
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 LAKE BLVD, 411, SANFORD, FL 32773-4724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 PLANTATION RD, MERRITT ISLAND, FL 32952-4035

Mortgage

Document Number	942690
Date	Jan 14, 2021
Instrument	942690

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 17, 2020
Property Address	433 CHESTNUT HILL LOOP, GERTON, NC 28735-9724
Document Number	0036010080
Book / Page	003601 / 000080
Instrument Date	Nov 16, 2020
Instrument	938438
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 HIGHLAND TRCE BLAIRSVILLE GA 305121195, BLAIRSVILLE, GA 30512-1195

Tax Assessment & Valuation

The 2025 property tax bill for 433 Chestnut Hill Loop was $1,249.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,700 (-) Land $80,000 Building $140,700
2025	$1,249.00	$220,700 Land $80,000 Building $140,700
2023		$220,700 Land $80,000 Building $140,700	$220,700 Land $80,000 Building $140,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Chestnut Hill Loop in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Chestnut Hill Loop is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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