433 Charles Rd, Condon, MT 59826 Property Records

Missoula County property record for 433 Charles Rd, Condon, MT 59826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1978
Lot Size	1.13 acres (49,441 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,964 (2025)
Deeds & Mortgages	May 2024 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0464029`

Property Details

APN / Parcel Number

Primary APN	`R0464029`
Alternative APNs	`04-3107-26-4-02-03-0000` `0001725309` `1725309`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,568 sqft
Basement Area	784 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	49,441 sqft
View / Lot	Rural
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	462 sqft
Deck Area	210 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0001725309
Street Address	433 CHARLES RD
City	CONDON
State	MT
Zip	59826-7037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MISSION SWAN ESTATES, S26, T21 N, R17 W, LOT E2 OF 18
Legal Range	17W
Legal Township	21N
Legal Section	26
Legal Subdivision	MISSION SWAN ESTATES
Legal Block	1
Legal Lot Number	F18
Jurisdiction	MISSOULA MT
Township / Civil Division	SEELEY LAKE-BLACKFOOT VALLEY
Census Block Group	1
Census Block	1092
Census Tract	1801

Owner

433 Charles Rd is owned by two individuals who acquired it in July 2020.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1022, CONDON, MT 59826-1022
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage CITIZENS ALLIANCE BANK
Dec 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS ALLIANCE BANK
Jul 6, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020
Deed Sale	Jul 6, 2020
Prior Sale	Nov 29, 2004 · Amount on File
Deed Document Number	202013682
Deed Book / Page	1033 / 1112
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	433 CHARLES RD, CONDON, MT 59826-7037
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 CHARLES RD, CONDON, MT 59826-7037

Mortgage

Document Number	0010990842
Date	May 6, 2024
Book Page	1099/842
Instrument	202404573

Lender

Name	CITIZENS ALLIANCE BANK
Type	Bank
Address	SEELEY LAKE, MT 59868

Agreement

Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	433 CHARLES RD, CONDON, MT 59826-7037
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 CHARLES RD, CONDON, MT 59826-7037

Mortgage

Document Number	0010690216
Date	Dec 22, 2021
Book Page	1069/216
Instrument	202131286

Lender

Name	CITIZENS ALLIANCE BANK
Type	Bank
Address	SEELEY LAKE, MT 59868

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jul 6, 2020
Property Address	433 CHARLES RD, CONDON, MT 59826-7037
Document Number	0010331112
Book / Page	001033 / 001112
Instrument Date	Jun 18, 2020
Instrument	13682
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 CHARLES RD CONDON MT 598267037, CONDON, MT 59826-7037

Tax Assessment & Valuation

The 2025 property tax bill for 433 Charles Rd was $1,964.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Swan Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,600 (-) Land $143,224 Building $278,376	$421,600 (-) Land $143,224 Building $278,376
2025	$1,964.00	$421,600	$421,600 Land $143,224 Building $278,376
2023	$2,509.00	$366,100	$366,100 Land $97,864 Building $268,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Charles Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Charles Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 87% of Montana
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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