433 Champlain Dr, Johnson Creek, WI 53038 Property Records

Jefferson County property record for 433 Champlain Dr, Johnson Creek, WI 53038

Property Summary

Property Type	Single Family Home
Lot Size	0.279 acres (12,153 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Aug 2021)
Tax Bill	$8,575 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2025 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`141-0714-1243-070`

Property Details

APN / Parcel Number

Primary APN	`141-0714-1243-070`

Exterior

Lot Area	12,153 sqft (0.279 acres)

Location & Zoning

Street Address	433 CHAMPLAIN DR
City	JOHNSON CREEK
State	WI
Zip	53038-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86, MORSE FARMS HIGHLANDS. ALSO 1/105TH INT IN OUTLOTS 1&4, MORSE FARMS HIGHLANDS. ALSO AFFIDAVIT IN DOC 1218728.
Legal Range	14E
Legal Township	07N
Legal Section	12
Legal Subdivision	MORSE FARMS HIGHLANDS
Legal Lot Number	86
Jurisdiction	JEFFERSON WI
Township / Civil Division	JOHNSON CREEK
Census Block Group	1
Census Block	1040
Census Tract	100700

Owner

Source: Jefferson County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	433 CHAMPLAIN DR, JOHNSON CREEK, WI 53038-8702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CREDIT UNION
Oct 6, 2025	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Aug 16, 2021	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Jul 23, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Sep 20, 2019	Deed of Trust, Mortgage NOT AVAILABLE
Jan 21, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF LAKE MILLS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Jul 23, 2020 · Amount on Record
Deed Document Number	20211450350
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Recording Date	Jun 26, 2026
Property Address	433 CHAMPLAIN DR, JOHNSON CREEK, WI 53038-8702
Document Number	0001508940
Instrument Date	Jun 22, 2026
Instrument	20261508940
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 CHAMPLAIN DR, JOHNSON CREEK, WI 53038-8702

Mortgage

Document Number	0001508940,
Date	Jun 26, 2026
Instrument	20261508940

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	433 CHAMPLAIN DR, JOHNSON CREEK, WI 53038-8702
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 CHAMPLAIN DR, JOHNSON CREEK, WI 53038-8702

Mortgage

Document Number	0001499756
Date	Oct 6, 2025
Instrument	1499756

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	433 CHAMPLAIN DR, JOHNSON CREEK, WI 53038-8702
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001482136
Date	Mar 11, 2024
Instrument	1482136

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	433 CHAMPLAIN DR, JOHNSON CREEK, WI 53038-8702
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001479358
Date	Nov 17, 2023
Instrument	1479358

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	433 CHAMPLAIN DR, JOHNSON CREEK, WI 53038-8702
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001465428
Date	Jul 28, 2022
Instrument	1465428

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2052

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Aug 16, 2021
Property Address	433 CHAMPLAIN DR, JOHNSON CREEK, WI 53038-8702
Document Number	0001450350
Instrument Date	Aug 10, 2021
Instrument	1450350
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 CHAMPLAIN DR, JOHNSON CREEK, WI 53038-8702

Mortgage

Document Number	0001450351
Date	Aug 16, 2021
Instrument	1450351

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jul 23, 2020
Property Address	433 CHAMPLAIN DR, JOHNSON CREEK, WI 53038-8702
Document Number	0001428405
Instrument Date	Jul 15, 2020
Instrument	1428405
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$966.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	433 CHAMPLAIN DR JOHNSON CREEK WI 53038, JOHNSON CREEK, WI 53038

Mortgage

Document Number	1428406
Date	Jul 23, 2020
Instrument	1428406

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	433 CHAMPLAIN DR, JOHNSON CREEK, WI 53038-8702
Document Number	0001420491
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	903 CASEY DR WATERTOWN WI 53094, WATERTOWN, WI 53094

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	433 CHAMPLAIN DR, JOHNSON CREEK, WI 53038-8702
Document Number	0001405574
Instrument Date	Jan 21, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	128 W WISCONSIN AVE #502 OCONOMOWOC WI 530665234, 502, OCONOMOWOC, WI 53066-5234

Mortgage

Document Number	0001405574
Date	Jan 22, 2019
Instrument	1405574

Lender

Name	BANK OF LAKE MILLS
Type	Bank
Address	136 E MADISON ST, LAKE MILLS, WI 53551-1644

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate	1%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Johnson Creek Village
Unified School District	Johnson Creek School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,575.00 (+13.58%) Homeowner's exemption	$501,100 (+29.75%) Land $66,400 Building $434,700	$507,000
2023	$7,550.00 Homeowner's exemption	$386,200 Land $54,000 Building $332,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CREEK WATERWORKS serves 3,318 people · EPA ID WI1280107
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless, Netwurx.

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