Jefferson County property record for 433 Cedar Trce, Hoover, AL 35244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,693 sqft · built 1998 |
| Owner | 2 Individual Names on File |
| Last Sale | $391,000 (Mar 2019) |
| Tax Bill | $3,709 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-00-27-3-000-021.000 |
| Primary APN | 39-00-27-3-000-021.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,693 sqft Living Area |
| Gross Area | 4,853 sqft |
| 1st Floor Area | 1,801 sqft |
| Upper Floors Area | 892 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Dimensions | 150 ft deep x 99 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 367 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 63514 |
|---|---|
| Old Parcel Number | 39273000021000RR00 |
| Street Address | 433 CEDAR TRCE |
| City | HOOVER |
| State | AL |
| Zip | 35244-4564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PR1 |
| Legal Description | LOT 1610 TRACE CROSSINGS 16TH SEC 31/11 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 27 |
| Legal Quarter | SW |
| Legal Subdivision | TRACE CROSSINGS 16TH SEC |
| Legal Lot Number | 1610 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | HOOVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14410 |
433 Cedar Trce is owned and occupied by two individuals who bought it in March 2019.
Source: Jefferson County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 CEDAR TRCE, HOOVER, AL 35244-4564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Mar 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGEBANC |
| May 16, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on File |
| Deed Sale | Mar 8, 2019 · Amount on File |
| Prior Sale | May 16, 2017 · Amount on File |
| Deed Document Number | 2019020896 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 433 CEDAR TRCE, HOOVER, AL 35244-4564 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 433 CEDAR TRCE, HOOVER, AL 35244-4564 |
| Document Number | 0000060712 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2020060712 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Mar 8, 2019 |
| Property Address | 433 CEDAR TRCE, HOOVER, AL 35244-4564 |
| Document Number | 0000020896 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 20896 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 433 CEDAR CHASE HOOVER AL 35244, HOOVER, AL 35244 |
| Document Number | 20897 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 20897 |
| Name | MORTGAGEBANC |
|---|---|
| Type | Bank |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | May 16, 2017 |
| Property Address | 433 CEDAR TRCE, HOOVER, AL 35244-4564 |
| Document Number | 0000048912 |
| Instrument Date | May 11, 2017 |
| Instrument | 2017048912 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 CEDAR TRCE, HOOVER, AL 35244-4564 |
The 2025 property tax bill for 433 Cedar Trce was $3,709 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,709.00 Homeowner's exemption | $51,820 | $523,000 Land $121,500 Building $401,500 |
| 2023 | $47,440 Land $8,102 Building $39,338 | $474,300 Land $81,000 Building $393,300 | |
| 2022 | $3,209.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 433 Cedar Trce in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2014–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2021 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Cedar Trce is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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