Douglas County property record for 433 Cedar St, Oakland, OR 97462
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,577 sqft · built 1898 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,500 (Jul 2019) |
| Tax Bill | $2,198 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-05W-04BD-01400 |
| Primary APN | 25-05W-04BD-01400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,577 sqft Living Area |
| Gross Area | 1,709 sqft |
| 1st Floor Area | 793 sqft |
| Flooring | Carpet |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1993 |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | 420 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 31306.00 |
|---|---|
| Street Address | 433 CEDAR ST |
| City | OAKLAND |
| State | OR |
| Zip | 97462-9523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR 10,000 |
| Legal Description | OAKLAND R R ADD, BLOCK 44, LOT 1 & 2, ACRES 0.23 |
| Legal Subdivision | OAKLAND R R ADD |
| Legal Block | 44 |
| Legal Lot Number | 1,2 |
| Jurisdiction | DOUGLAS OR |
| Township / Civil Division | SUTHERLIN |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 50001 |
433 Cedar St is owned and occupied by an individual who bought it in July 2019.
Source: Douglas County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 CEDAR ST, OAKLAND, OR 97462-9523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit ROGUE FCU |
| Jul 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Feb 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on File |
| Deed Sale | Jul 12, 2019 · Amount on File |
| Prior Sale | Feb 27, 2018 · Amount on File |
| Deed Document Number | 201910851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Property Address | 433 CEDAR ST, OAKLAND, OR 97462-9523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 433 CEDAR ST, OAKLAND, OR 97462-9523 |
| Document Number | 0000008474 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022-008474 |
| Name | ROGUE FCU |
|---|---|
| Type | Credit Union |
| Address | MEDFORD, OR 97501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Recording Date | Jul 12, 2019 |
| Property Address | 433 CEDAR ST, OAKLAND, OR 97462-9523 |
| Document Number | 0000010851 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 2019-010851 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 CEDAR ST, OAKLAND, OR 97462-9523 |
| Document Number | 0000010852 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 2019-010852 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Recording Date | Feb 27, 2018 |
| Property Address | 433 CEDAR ST, OAKLAND, OR 97462-9523 |
| Document Number | 0000003957 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 2018-003957 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 433 CEDAR ST, OAKLAND, OR 97462-9523 |
| Document Number | 0000003958 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 2018-003958 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 433 Cedar St was $2,198, up 2.8% from the year before.
Source: Douglas County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Douglas County |
| Municipality | Oakland City |
| Unified School District | Oakland School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,198.00 (+2.81%) | $146,153 (+3%) | $318,789 (+1.53%) Land $111,360 Building $207,429 |
| 2024 | $2,138.00 (+9.08%) | $141,897 (+3%) | $313,984 (-2.2%) Land $109,620 Building $204,364 |
| 2023 | $1,960.00 (+3.05%) | $137,765 (+6.09%) | $321,059 (+34.93%) Land $116,000 Building $205,059 |
| 2022 | $1,902.00 | $129,858 | $237,949 Land $85,260 Building $152,689 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Cedar St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Cedar St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OAKLAND serves 954 people · EPA ID OR4100581 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| DFN Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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