St. Charles County property record for 433 Canary Ln, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,554 sqft · built 1970 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $265,000 (Nov 2024) |
| Tax Bill | $2,647 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 040070A000 |
| Primary APN | 040070A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| Gross Area | 2,346 sqft |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 504 sqft |
| Unfinished Basement | 504 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 104 sqft |
| Patio Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 040070A000 |
|---|---|
| Street Address | 433 CANARY LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | CARDINAL WOOD #6 LOT 298 |
| Legal Subdivision | CARDINAL WOOD #6 |
| Legal Lot Number | 298 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 310602 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 433 CANARY LN, SAINT CHARLES, MO 63301-3901 |
| Owner Type | Company |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 9, 2019 | Warranty Deed, Transfer · FHA Mortgage STIFEL BK&TR |
| Mar 13, 2019 | Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2024 · Amount on Record |
| Deed Sale | Nov 26, 2024 · Amount on Record |
| Prior Sale | Aug 9, 2019 · Amount on Record |
| Deed Document Number | 202449702 |
| Prior Transfer Date | Dec 17, 2013 |
| Prior Transfer Doc | 0061371003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 9, 2019 |
| Property Address | 433 CANARY LN, SAINT CHARLES, MO 63301-3901 |
| Document Number | 0071202380 |
| Book / Page | 007120 / 002380 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 418080 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 433 CANARY LN ST CHARLES MO 633013901, ST CHARLES, MO 63301-3901 |
| Document Number | 71202382 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 007120/002382 |
| Instrument | 418090 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 8, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 13, 2019 |
| Property Address | 433 CANARY LN, SAINT CHARLES, MO 63301-3901 |
| Document Number | 0070452053 |
| Book / Page | 007045 / 002053 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 110830 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 209 E CANNON SPUR CT O FALLON MO 633662668, O FALLON, MO 63366-2668 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,131 (-) | $221,741 (-) Land $50,000 Building $171,741 | |
| 2025 | $2,647.00 (+6.82%) | $42,131 (+9.48%) | $221,741 (+9.48%) Land $50,000 Building $171,741 |
| 2024 | $2,478.00 | ||
| 2023 | $38,482 | ||
| 2022 | $202,539 Land $50,000 Building $152,539 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 71 (1979–2022) |
| Claims Outside the SFHA | 11 of 71 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures