Hardin County property record for 433 Cabernet Dr, Vine Grove, KY 40175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,872 sqft · built 2010 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Aug 2022) |
| Tax Bill | $2,517 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Nov 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-10-03-085 |
| Primary APN | 140-10-03-085 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| Basement Area | 1,872 sqft |
| Unfinished Basement | 1,872 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Patio Area | 180 sqft |
| Heating System | Central |
|---|
| Street Address | 433 CABERNET DR |
|---|---|
| City | VINE GROVE |
| State | KY |
| Zip | 40175-8407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINELAND PARK LT85 |
| Legal Subdivision | VINELAND PARK |
| Legal Block | 3 |
| Legal Lot Number | 85 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 800 |
433 Cabernet Dr is owned and occupied by two individuals who bought it in August 2022.
Source: Hardin County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 CABERNET DR, VINE GROVE, KY 40175-8407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 18, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Aug 22, 2022 | Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2022 · Amount on File |
| Deed Sale | Aug 22, 2022 · Amount on File |
| Prior Sale | Aug 18, 2015 |
| Deed Book / Page | 1539 / 1508 |
| Prior Transfer Date | Jul 21, 2015 |
| Prior Transfer Doc | 001413/211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 433 CABERNET DR, VINE GROVE, KY 40175-8407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 433 CABERNET DR, VINE GROVE, KY 40175-8407 |
| Document Number | 002573/199 |
|---|---|
| Date | Jul 24, 2025 |
| Book Page | 2573/199 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 433 CABERNET DR, VINE GROVE, KY 40175-8407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 433 CABERNET DR, VINE GROVE, KY 40175-8407 |
| Document Number | 002543/538 |
|---|---|
| Date | Nov 18, 2024 |
| Book Page | 2543/538 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Aug 22, 2022 |
| Property Address | 433 CABERNET DR, VINE GROVE, KY 40175-8407 |
| Document Number | 01539/1508 |
| Book / Page | 1539 / 1508 |
| Map Reference | CAB 1 SH 3944-3949 |
| Instrument Date | Aug 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6441 UPPER LEAF CT, DICKINSON, TX 77539-4323 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 433 CABERNET DR, VINE GROVE, KY 40175-8407 |
| Document Number | 0024531237 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2453/1237 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 433 Cabernet Dr was $2,517.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Vine Grove City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,517.00 | $270,000 Land $44,000 Building $226,000 | $270,000 Land $44,000 Building $226,000 |
| 2023 | $270,000 Land $44,000 Building $226,000 | $270,000 Land $44,000 Building $226,000 | |
| 2021 | $2,142.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Cabernet Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 4 (2019–2025) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Cabernet Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VINE GROVE WATER DEPARTMENT serves 6,703 people · EPA ID KY0470440 |
|---|---|
| Water Source | Purchased surface water from HARDIN COUNTY WATER DISTRICT #1 |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jun 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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