433 Broad St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 433 Broad St, Cumberland, RI 02864

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	20 bd · 3,056 sqft · built 1955
Lot Size	0.115 acres (5,009 sqft)
Owner	Company Name on Record
Last Sale	$681 (Jan 2024)
Tax Bill	$4,235 (2026)
Deeds & Mortgages	Jan 2024 Foreclosure Mar 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`9217-16`

Property Details

APN / Parcel Number

Primary APN	`9217-16`
Alternative APN	`CUMB M:007 B:0619 L:000`

Interior

Bedrooms	20 Beds
Total Rooms	2 Rooms
Units	6 Units
Stories	2 Stories
Building Area	3,056 sqft Total Area
Gross Area	4,700 sqft
1st Floor Area	1,600 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9217-16
Street Address	433 BROAD ST
City	CUMBERLAND
State	RI
Zip	02864-7867
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	40
Legal Block	619
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5011
Census Tract	11200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lonsdale Historic District listed 1984 · 121 contributing resources · NRIS 84002022

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	433 BROAD ST, CUMBERLAND, RI 02864-7867
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Public Action, Foreclosure
Mar 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Deed Document Number	2024142403
Last Transfer Date	May 22, 2025
Transfer Doc	002003-343
Record Updated	Oct 29, 2026

January 2024: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 22, 2024
Property Address	433 BROAD ST, CUMBERLAND, RI 02864-7867
Document Number	001971-275
Book / Page	1971 / 275
Instrument Date	Jan 22, 2024
Instrument	142403
Transaction Type	Foreclosure
Record Updated	Feb 8, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 ATWOOD AVE # 375, 375, CRANSTON, RI 02920-4130

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	433 BROAD ST, CUMBERLAND, RI 02864-7867
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001924-836
Date	Mar 8, 2022
Book Page	1924/836
Instrument	131639

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,235.00 (+12.24%)	$423,100 (+37.59%) Land $54,400 Building $368,700	$449,475
2025	$3,773.00 (+5.6%)	$307,500 (-) Land $47,300 Building $260,200
2023	$3,573.00 (-8.92%)	$307,500 (+17.5%) Land $47,300 Building $260,200
2022	$3,923.00	$261,700 Land $43,200 Building $218,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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