433 Bond St, Cumberland, MD 21502 Property Records

Allegany County property record for 433 Bond St, Cumberland, MD 21502 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,029 sqft · built 1900
Lot Size	0.036 acres (1,584 sqft)
Owner	Individual Name on File
Last Sale	$26,000 (Sep 2020)
Tax Bill	$277 (2025)
Deeds & Mortgages	Sep 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`05-022843`

Property Details

APN / Parcel Number

Primary APN	`05-022843`
Alternative APNs	`5022843` `022843`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,029 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,584 sqft (0.036 acres)
Lot Dimensions	66 ft deep x 24 ft wide
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	022843
Street Address	433 BOND ST
City	CUMBERLAND
State	MD
Zip	21502-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	433 BOND ST PT LT 38 24X66 GEPHART ADDN
Legal Subdivision	GEPHART ADD
Legal Lot Number	38
Jurisdiction	ALLEGANY MD
Township / Civil Division	14, CUMBERLAND
Census Block Group	1
Census Block	1059
Census Tract	1000

Owner

Source: Allegany County records · APN 05-022843

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 W D ST, BRUNSWICK, MD 21716-1306
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Feb 17, 2016 · Amount on Record
Deed Book / Page	2588 / 257
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Sep 25, 2020
Property Address	433 BOND ST, CUMBERLAND, MD 21502-1636
Document Number	0025880257
Book / Page	002588 / 000257
Instrument Date	Aug 25, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$182.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 BOND ST CUMBERLAND MD 215021636, CUMBERLAND, MD 21502-1636

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,900 (+32.66%) Land $1,500 Building $31,400	$32,900 (+32.66%) Land $1,500 Building $31,400
2025	$277.00 (+20.43%)
2023	$230.00	$24,800 Land $1,500 Building $23,300	$24,800 Land $1,500 Building $23,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearby Flood Claims	6 (1979–1996)
Most Recent Claim	Jan 1996, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 721 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Skypacket Networks	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.