St. Louis County property record for 433 Bluff Meadow Dr, Ellisville, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,668 sqft · built 1992 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,000 (Jul 2023) |
| Tax Bill | $8,325 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24T-44-0241 |
| Primary APN | 24T-44-0241 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,668 sqft Living Area |
| Gross Area | 5,174 sqft |
| 1st Floor Area | 1,714 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 90 ft deep x 90 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 28 sqft |
| Deck Area | 116 sqft |
| Patio Area | 620 sqft |
| Balcony Area | 82 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 433 BLUFF MEADOW DR |
|---|---|
| City | ELLISVILLE |
| State | MO |
| Zip | 63021-5993 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 19R-1 |
| Legal Description | OAKS ON KIEFER CREEK (THE) 9 26 89 LOT 26 |
| Legal Subdivision | OAKS ON KIEFER CREEK (THE) |
| Legal Lot Number | 26 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 217921 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 433 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 11, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Jul 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMNET ESOP CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2023 · Amount on Record |
| Deed Sale | Jul 19, 2023 · Amount on Record |
| Prior Sale | Sep 8, 2004 · Amount on Record |
| Deed Document Number | 202371971 |
| Prior Transfer Date | May 23, 2016 |
| Prior Transfer Doc | 0220330097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 433 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 433 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Document Number | 2023051100363 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 2023051100363 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 19, 2023 |
| Property Address | 433 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Document Number | 2023071900071 |
| Map Reference | MB 289 PG 54 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023071900071 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | USTC, UST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4453 MCPHERSON AVE, SAINT LOUIS, MO 63108-2505 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 433 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Document Number | 2023071900072 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 2023071900072 |
| Name | AMNET ESOP CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ellisville City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,960 (-) Land $24,830 Building $95,130 | $631,400 (-) Land $130,700 Building $500,700 | |
| 2025 | $8,325.00 (+7.25%) | $119,960 (+9.55%) Land $24,830 Building $95,130 | $631,400 (+9.56%) Land $130,700 Building $500,700 |
| 2024 | $7,762.00 (+0.08%) | ||
| 2023 | $7,756.00 (+12.63%) | $109,500 (+20.9%) Land $17,730 Building $91,770 | $576,300 (+20.89%) Land $93,300 Building $483,000 |
| 2022 | $6,886.00 | $90,570 Land $15,960 Building $74,610 | |
| 2021 | $476,700 Land $84,000 Building $392,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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