Allegany County property record for 433 Arch St, Cumberland, MD 21502
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,920 sqft · built 1920 |
| Lot Size | 0.06 acres (2,617 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $16,600 (Oct 1985) |
| Tax Bill | $502 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-046935 |
| Primary APN | 04-046935 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,617 sqft (0.06 acres) |
| Porch | Slab |
| Porch Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 046935 |
|---|---|
| Street Address | 433 ARCH ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4103 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 433-435 ARCH ST PT LOTS 126-127 51X57 SOUTH SIDE 32X69 |
| Legal Subdivision | SOUTH SIDE ADD CUMBERLAND |
| Legal Lot Number | 126,127 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 700 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10901 CEDAR KNOLL LN NE, CUMBERLAND, MD 21502-6333 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 1985 · Amount on File |
| Deed Sale | Oct 30, 1985 · Amount on File |
| Deed Book / Page | 553 / 165 |
| Last Transfer Date | Oct 31, 2021 |
| Transfer Doc | 002736-0267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Dec 21, 2021 |
| Property Address | 433 ARCH ST, CUMBERLAND, MD 21502-4103 |
| Document Number | 002736-0267 |
| Book / Page | 2736 / 267 |
| Map Reference | LB 469 FO 83 |
| Instrument Date | Oct 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10901 CEDAR KNOLL LN NE, CUMBERLAND, MD 21502-6333 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,300 (+12%) Land $2,300 Building $59,000 | $61,300 (-) Land $2,300 Building $59,000 | |
| 2025 | $502.00 (+29.72%) | $54,733 (+31.57%) | $61,300 (+47.36%) Land $2,300 Building $59,000 |
| 2023 | $387.00 | $41,600 Land $2,300 Building $39,300 | $41,600 Land $2,300 Building $39,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1978–1995) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures