433 7th St W, Whitefish, MT 59937 Property Records

Flathead County property record for 433 7th St W, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,298 sqft · built 1928
Lot Size	0.454 acres (19,776 sqft)
Owner	2 Individual Names on File
Last Sale	$255,600 (Apr 2020)
Tax Bill	$1,501 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0755466`

Property Details

APN / Parcel Number

Primary APN	`R0755466`
Alternative APNs	`07-4292-36-3-08-06-0000` `0000131792`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,096 sqft
Attic	Attic
Attic Area	202 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	19,776 sqft (0.454 acres)
Lot Dimensions	135 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000131792
Street Address	433 W 7TH ST
City	WHITEFISH
State	MT
Zip	59937-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	CARLON SUB, S36, T31 N, R22 W, LOT 2A
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	CARLON SUB
Legal Lot Number	2A
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2012
Census Tract	402

Owner

433 7th St W is owned and occupied by two individuals who bought it in April 2020.

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	433 W 7TH ST, WHITEFISH, MT 59937-3216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITYAMERICA CU
Jul 18, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Prior Sale	Jul 18, 2017 · Amount on File
Deed Document Number	20209604
Prior Transfer Date	Apr 10, 2020
Prior Transfer Doc	0000009604
Record Updated	Oct 29, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Apr 16, 2020
Property Address	433 7TH ST W, WHITEFISH, MT 59937-3216
Document Number	202000009604
Instrument Date	Apr 10, 2020
Instrument	202000009604
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	433 7TH ST W, WHITEFISH, MT 59937-3216

Mortgage

Document Number	202000009605
Date	Apr 16, 2020
Instrument	202000009605

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 18, 2017
Property Address	433 7TH ST W, WHITEFISH, MT 59937-3216
Document Number	201700014996
Instrument Date	Jul 18, 2017
Instrument	201700014996
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	NOT AVAILABLE, FT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	433 7TH ST W, WHITEFISH, MT 59937-3216

Mortgage

Document Number	201700014997
Date	Jul 18, 2017
Instrument	201700014997

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 433 7th St W was $1,501.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,501.00	$510,000
2025			$510,000 Land $265,798 Building $244,202
2023	$3,077.00	$448,100	$448,100 Land $180,310 Building $267,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 7th St W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 7th St W is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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