433 7th Ave, Watervliet, NY 12189 Property Records

Albany County and Watervliet City property record for 433 7th Ave, Watervliet, NY 12189

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1930
Lot Size0.091 acres (4,000 sqft)
Owner2 Individual Names on Record
Last Sale$183,000 (Jun 2023)
Tax Bill$4,413 (2026)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN011800 44.49-1-25

Property Details

APN / Parcel Number

Primary APN011800 44.49-1-25
Alternative APNs
  • 180004404900010250000000
  • 04404900010250000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1970
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area4,000 sqft (0.091 acres)
Lot Dimensions100 ft deep x 40 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area300 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04404900010250000000
Street Address433 7TH AVE
CityWATERVLIET
StateNY
Zip12189-3845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionQUEDAR PARKS
Legal Block1
Legal Lot Number25.000
JurisdictionALBANY NY
Township / Civil DivisionWATERVLIET
Census Block Group1
Census Block1003
Census Tract13400

Owner

Source: Albany County and Watervliet City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address433 7TH AVE, WATERVLIET, NY 12189-3845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2023 · Amount on Record
Deed SaleJun 29, 2023 · Amount on Record
Prior SaleOct 30, 2008 · Amount on Record
Deed Document Number202311475
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address433 7TH AVE, WATERVLIET, NY 12189-3845
Transaction TypeMortgage
Record UpdatedJul 20, 2023
Title CompanyNOT AVAILABLE, CATIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 RESERVOIR ST, COHOES, NY 12047-1708

Mortgage

Document Number0000001476
DateJun 29, 2023
InstrumentR2023-11476
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Albany County and Watervliet City assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityWatervliet City
Unified School DistrictWatervliet City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,413.00 (+2.8%)
2025$4,293.00$115,500 (-) Land $28,100 Building $87,400$196,362 (+18.16%) Land $47,773 Building $148,589
2023$115,500 Land $28,100 Building $87,400$166,187 Land $40,432 Building $125,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERVLIET CITY
serves 9,889 people · EPA ID NY0110127
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2023
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

May also be available: T-Mobile.

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