433 6th St, Galt, CA 95632 Property Records

Sacramento County property record for 433 6th St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 867 sqft · built 1948
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,142 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-0255-020-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0255-020-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	867 sqft Living Area
1st Floor Area	867 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,800 sqft (0.133 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	433 6TH ST
City	GALT
State	CA
Zip	95632-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	GALT, LOT 6, BLOCK:: 22
Legal Subdivision	GALT
Legal Block	22
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1028
Census Tract	9504

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 6TH ST, GALT, CA 95632-1916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 14, 2020	Quit Claim Deed, Mortgage · FHA Mortgage FREEDOM MTG
Dec 21, 2018	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG LLC
Jul 2, 2018	Grant Deed, Transfer · Conventional with PMI ANCHOR LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020
Deed Sale	Jan 14, 2020
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Book / Page	20200114 / 522
Prior Transfer Date	Dec 21, 2019
Prior Transfer Doc	1140000000522
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	433 6TH ST, GALT, CA 95632-1916
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 6TH ST, GALT, CA 95632-1916

Mortgage

Document Number	0000000160
Date	Dec 28, 2021
Instrument	2021122800160

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Nov 1, 2050

January 2020: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 14, 2020
Property Address	433 6TH ST, GALT, CA 95632-1916
Document Number	2001140522
Instrument Date	Dec 21, 2019
Instrument	2001140522
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 6TH ST GALT CA 956321916, GALT, CA 95632-1916

Mortgage

Document Number	2001140523
Date	Jan 14, 2020
Instrument	2001140523

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 21, 2018
Property Address	433 6TH ST, GALT, CA 95632-1916
Document Number	1812210479
Instrument Date	Dec 17, 2018
Instrument	1812210479
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 6TH ST GALT CA 956321916, GALT, CA 95632-1916

Mortgage

Document Number	1812210480
Date	Dec 21, 2018
Instrument	1812210480

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 2, 2018
Property Address	433 6TH ST, GALT, CA 95632-1916
Document Number	1807021184
Instrument Date	Jun 27, 2018
Instrument	1807021184
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1760 LARKIN ST SAN FRANCISCO CA 941093110, SAN FRANCISCO, CA 94109-3110

Mortgage

Document Number	1807021185
Date	Jul 2, 2018
Instrument	1807021185

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$278,760 (+2%) Land $91,022 Building $187,738
2025	$3,142.00 (+4.49%)	$273,295 (+4.04%) Land $89,238 Building $184,057
2024	$3,007.00 (+1.69%)
2023	$2,957.00 (+4.23%)	$262,685 Land $85,774 Building $176,911
2022	$2,837.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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