433 60th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 433 60th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.745 acres (32,474 sqft)
Owner	Individual Name on Record
Last Sale	$347,375 (Nov 2020)
Tax Bill	$6,876 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.02301.00`

Property Details

APN / Parcel Number

Primary APN	`17.02301.00`

Exterior

Architectural Style	Multi-Family
Lot Area	32,474 sqft (0.745 acres)

Location & Zoning

Street Address	433 60TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-030 THE FAIRWAYS 5TH ADDITION LOT-002 BLOCK-003
Legal Range	030
Legal Township	036
Legal Section	35
Legal Subdivision	FAIRWAYS 5TH ADDITION
Legal Block	3
Legal Lot Number	2
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2053
Census Tract	20300

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	433 60TH AVE SE, SAINT CLOUD, MN 56304-9745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage ST CLOUD FCU
Nov 10, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CAMBRIA FINANCIAL GROUP LLC
Nov 10, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	2020447387
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	433 60TH AVE SE, SAINT CLOUD, MN 56304-9745
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 60TH AVE SE, SAINT CLOUD, MN 56304-9745
Investor	Possibly a Property Investor

Mortgage

Document Number	0000468459
Date	Sep 26, 2023
Instrument	468459

Lender

Name	ST CLOUD FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 22, 2038

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 10, 2020
Property Address	433 60TH AVE SE, SAINT CLOUD, MN 56304-9745
Document Number	0000447387
Instrument Date	Oct 30, 2020
Instrument	447387
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,146.34
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 60TH AVE SE, SAINT CLOUD, MN 56304-9745
Investor	Possibly a Property Investor

Mortgage

Document Number	0000447388
Date	Nov 10, 2020
Instrument	447388

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 10, 2020
Property Address	433 60TH AVE SE, SAINT CLOUD, MN 56304-9745
Document Number	0000447386
Instrument Date	Oct 30, 2020
Instrument	447386
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITE INS CO

Transaction

Amount	Amount Recorded
Tax	$122.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 60TH AVE SE, SAINT CLOUD, MN 56304-9745

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,876.00 (+20.04%) Homeowner's exemption	$427,200 (-) Land $100,000 Building $327,200	$427,200 (-) Land $100,000 Building $327,200
2025	$5,728.00 (+3.32%) Homeowner's exemption	$427,200 (+6.61%) Land $70,000 Building $357,200	$427,200 (+6.61%) Land $70,000 Building $357,200
2023	$5,544.00	$400,700 Land $70,000 Building $330,700	$400,700 Land $70,000 Building $330,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 74% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Arvig.

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