Stearns County property record for 433 30th Ave N, Saint Cloud, MN 56303 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,050 sqft · built 1923 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Sep 2021) |
| Tax Bill | $2,618 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-45651-0004 |
| Primary APN | 82-45651-0004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Width | 51 ft Width |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 433 30TH AVE N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-3757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 & 7 LESS S33' OF LOT 7 BLK 41 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 CENTRAL PARK ADD SECTION 10 TOWNSHIP |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | CENTRAL PARK ADD |
| Legal Block | 41 |
| Legal Lot Number | 6-7 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 601 |
Source: Stearns County records · APN 82-45651-0004
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4036 SE CORA ST, PORTLAND, OR 97202-3134 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA |
| Sep 23, 2021 | Warranty Deed, Transfer MISC COMPANY |
| Aug 04, 2020 | Warranty Deed, Transfer |
| Jan 19, 2018 | Warranty Deed, Transfer |
| Jan 19, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on Record |
| Deed Sale | Sep 23, 2021 · Amount on Record |
| Prior Sale | Aug 04, 2020 · Amount on Record |
| Deed Document Number | 20211614954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 15, 2026 |
| Property Address | 433 30TH AVE N, SAINT CLOUD, MN 56303-3757 |
| Document Number | 0001717178 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 20261717178 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2026 |
| Title Company | CLOSING AND TITLE SERVICES, KEY TITLE & CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,326.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 30TH AVE N, SAINT CLOUD, MN 56303-3757 |
| Document Number | 0001717178, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 20261717178 |
| Name | HOMEOWNERS FINANCIAL GROUP USA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 23, 2021 |
| Property Address | 433 30TH AVE N, SAINT CLOUD, MN 56303-3757 |
| Document Number | 00A1614954 |
| Instrument Date | Sep 15, 2021 |
| Instrument | A1614954 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4036 SE CORA ST, PORTLAND, OR 97202-3134 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 04, 2020 |
| Property Address | 433 30TH AVE N, SAINT CLOUD, MN 56303-3757 |
| Document Number | 00A1576171 |
| Instrument Date | Jul 29, 2020 |
| Instrument | A1576171 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3675 CRESTVIEW CT, FARIBAULT, MN 55021-3229 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 19, 2018 |
| Property Address | 433 30TH AVE N, SAINT CLOUD, MN 56303-3757 |
| Document Number | 00A1513316 |
| Instrument Date | Jan 15, 2018 |
| Instrument | A1513316 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 30TH AVE N, SAINT CLOUD, MN 56303-3757 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 19, 2018 |
| Property Address | 433 30TH AVE N, SAINT CLOUD, MN 56303-3757 |
| Document Number | 00A1513315 |
| Instrument Date | Jan 13, 2018 |
| Instrument | A1513315 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,618.00 (+22.11%) | ||
| 2025 | $175,300 (+6.76%) Land $25,000 Building $150,300 | $175,300 (+6.76%) Land $25,000 Building $150,300 | |
| 2023 | $2,144.00 | $164,200 Land $25,000 Building $139,200 | $164,200 Land $25,000 Building $139,200 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 647 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BIF IV Intrepid HoldCo | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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