433 1st St, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 433 1st St, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	1,900 sqft · built 1908
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Dec 2021)
Tax Bill	$12,519 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00029-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`03-00029-0000-00002`
Alternative APN	`030002900002`

Interior

Stories	2 Stories
Building Area	1,900 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	433 1ST ST
City	DUNELLEN
State	NJ
Zip	08812-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X150
Legal Subdivision	VILLAGE/DUNELLEN
Legal Block	29
Legal Lot Number	2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	2
Census Block	2010
Census Tract	300

Owner

433 1st St is owned and occupied by an individual who bought it in December 2021.

Source: Middlesex County and Dunellen Borough records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	433 1ST ST, DUNELLEN, NJ 08812-1113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2024	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Dec 2, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Prior Sale	Jan 8, 2008 · Amount on File
Deed Document Number	2021146914
Deed Book / Page	18732 / 187
Prior Transfer Date	Dec 19, 2016
Prior Transfer Doc	0001140400
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	433 1ST ST, DUNELLEN, NJ 08812-1113
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 1ST ST, DUNELLEN, NJ 08812-1113

Mortgage

Document Number	0000070611
Date	Dec 5, 2024
Book Page	19611/101
Instrument	2024070611

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	ELIZABETHTOWN, PA 17022

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Oct 1, 2051

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 2, 2021
Property Address	433 1ST ST, DUNELLEN, NJ 08812-1113
Document Number	0000146914
Book / Page	18732 / 187
Instrument Date	Sep 22, 2021
Instrument	2021146914
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,811.80
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 HILLSIDE AVE, SOUTH PLAINFIELD, NJ 07080-3110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 1ST ST, DUNELLEN, NJ 08812-1113

Mortgage

Document Number	0000146915
Date	Dec 2, 2021
Instrument	2021146915

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 14, 2017
Property Address	433 1ST ST, DUNELLEN, NJ 08812-1113
Document Number	0000001011
Book / Page	006921 / 000057
Instrument Date	Dec 19, 2016
Instrument	1011
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 1ST ST DUNELLEN NJ 088121113, DUNELLEN, NJ 08812-1113

Tax Assessment & Valuation

The 2025 property tax bill for 433 1st St was $12,519, up 2.2% from the year before.

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,400 (+8.99%) Land $106,800 Building $450,600	$557,400 (+8.99%) Land $106,800 Building $450,600
2025	$12,519.00 (+2.16%)	$511,400 Land $106,800 Building $404,600	$511,400 Land $106,800 Building $404,600
2024	$12,254.00
2023		$434,000 Land $106,800 Building $327,200	$434,000 Land $106,800 Building $327,200
2022	$10,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 1st St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	18 (1982–2025)
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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