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4329 Bellaire Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4329 Bellaire Dr, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 891 sqft · built 1967
Lot Size0.204 acres (8,878 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (May 2019)
Tax Bill$5,383 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR12-223-16-2020-0600-0120

Property Details

APN / Parcel Number

Primary APNR12-223-16-2020-0600-0120
Alternative APNs
  • 00160051
  • 160051

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area891 sqft Living Area
Gross Area1,747 sqft
1st Floor Area891 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,878 sqft (0.204 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area286 sqft
PorchEnclosed Porch
Porch Area288 sqft
Patio Area66 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00160051
Street Address4329 BELLAIRE DR
CityHERNANDO BEACH
StateFL
Zip34607-3204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGULF COAST RET UNIT 6 BLK 60 LOT 12
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionGULF COAST RET UNIT 6
Legal Block60
Legal Lot Number12
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2034
Census Tract41501

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2944 JERMANTOWN RD, OAKTON, VA 22124-2517
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC COAST MORTGAGE
May 29, 2019Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2019 · Amount on Record
Deed SaleMay 29, 2019 · Amount on Record
Prior SaleJul 11, 2011 · Amount on Record
Deed Document Number201933026
Deed Book / Page3708 / 1654
Prior Transfer DateDec 21, 2012
Prior Transfer Doc0029641005
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address4329 BELLAIRE DR, HERNANDO BEACH, FL 34607-3204
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyACM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2944 JERMANTOWN RD, OAKTON, VA 22124-2517

Mortgage

Document Number0039471813
DateFeb 3, 2021
Book Page3947/1813
Instrument2021007439
Lender
NameATLANTIC COAST MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 29, 2019
Property Address4329 BELLAIRE DR, HERNANDO BEACH, FL 34607-3204
Document Number0037081654
Book / Page003708 / 001654
Instrument DateMay 16, 2019
Instrument33026
Transaction TypeTransfer
Record UpdatedJul 3, 2019
Title CompanySOUTHEAST TITLE/THE SUNCOAST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2944 JERMANTOWN RD OAKTON VA 221242517, OAKTON, VA 22124-2517

Mortgage

Document Number37081657
DateMay 29, 2019
Book Page003708/001657
Instrument33027
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,383.00 (+13.25%)$320,013 (+21%)$376,190 (-1.17%) Land $229,268 Building $146,922
2023$264,474 Land $146,853 Building $117,621
2022$4,753.00$380,647 Land $236,370 Building $144,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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